20682 Whitecliff Cir, Bend, OR 97702 Property Records

Deschutes County property record for 20682 Whitecliff Cir, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 1980
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on File
Last Sale	$440,000 (Nov 2020)
Tax Bill	$4,436 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181216-DC-03100`

Property Details

APN / Parcel Number

Primary APN	`181216-DC-03100`
Alternative APNs	`R1088181216DC03100` `160243`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	1,524 sqft
1st Floor Area	1,084 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	440 sqft
Deck Area	152 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	160243
Street Address	20682 WHITECLIFF CIR
City	BEND
State	OR
Zip	97702-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	EDGEWOOD SOUTH BLOCK 2 LOT 5
Legal Range	12
Legal Township	18
Legal Section	16
Legal Subdivision	EDGEWOOD SOUTH
Legal Block	2
Legal Lot Number	5
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1001
Census Tract	2001

Owner

Source: Deschutes County assessment roll, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20682 WHITECLIFF CIR, BEND, OR 97702-9504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	202060070
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 9, 2020
Property Address	20682 WHITECLIFF CIR, BEND, OR 97702-9504
Document Number	0000060070
Map Reference	CAB B PG 577
Instrument Date	Oct 29, 2020
Instrument	2020-60070
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1530 N NAVAJO DR, FLAGSTAFF, AZ 86001-1241

Mortgage

Document Number	0000060071
Date	Nov 9, 2020
Instrument	2020-60071

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20682 WHITECLIFF CIR, BEND, OR 97702-9504
Document Number	0000047264
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20682 WHITECLIFF CIR BEND OR 977029504, BEND, OR 97702-9504

Mortgage

Document Number	0000047264
Date	Nov 27, 2017
Instrument	47264

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,436.00 (+12.28%)	$262,560 (+11.26%)	$707,130 (+8.57%) Land $200,050 Building $507,080
2024	$3,951.00 (+47.98%)	$235,980 (+41.25%)	$651,310 (+32.17%) Land $200,050 Building $451,260
2023	$2,670.00	$167,070	$492,780 Land $182,160 Building $310,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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