Deschutes County property record for 20675 Whitecliff Cir, Bend, OR 97702 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,085 sqft · built 1980 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jul 2019) |
| Tax Bill | $3,019 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181216 DC 03300 |
| Primary APN | 181216 DC 03300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,085 sqft Living Area |
| 1st Floor Area | 1,085 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| View / Lot | Average |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Deck Area | 168 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Heating System | Electric |
|---|
| Account Number | 160246 |
|---|---|
| Old Parcel Number | R1088181216DC03300 |
| Street Address | 20675 WHITECLIFF CIR |
| City | BEND |
| State | OR |
| Zip | 97702-9504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:3 BLK:2 SUBD:EDGEWOOD SOUTH SEC/TWN/RNG/MER:SEC 16 TWN 18 RNG 12 MAP REF:181216-DC |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 16 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | EDGEWOOD SOUTH |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2001 |
Source: Deschutes County records · APN 181216 DC 03300
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20675 WHITECLIFF CIR, BEND, OR 97702-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2018 | Deed of Trust, Mortgage · Commercial Mortgage MID OREGON FCU |
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 25, 2017 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Prior Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 2019-25384 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20675 WHITECLIFF CIR, BEND, OR 97702-9504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000042416 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 2018-42416 |
| Name | MID OREGON FCU |
|---|---|
| Type | Credit Union |
| Address | BEND, OR 97708 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 19, 2019 |
| Property Address | 20675 WHITECLIFF CIR, BEND, OR 97702-9504 |
| Document Number | 0000025384 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 25384 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20675 WHITECLIFF CIR BEND OR 977029504, BEND, OR 97702-9504 |
| Document Number | 25385 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 25385 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 18, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 25, 2017 |
| Property Address | 20675 WHITECLIFF CIR, BEND, OR 97702-9504 |
| Document Number | 0000038265 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 38265 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2017 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20675 WHITECLIFF CIR BEND OR 977029504, BEND, OR 97702-9504 |
| Document Number | 38266 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 38266 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,019.00 (+3.92%) | $178,720 (+3%) | $503,530 (+1.2%) Land $200,050 Building $303,480 |
| 2024 | $2,905.00 (+7.87%) | $173,520 (+3%) | $497,580 (+1.12%) Land $200,050 Building $297,530 |
| 2023 | $2,693.00 | $168,470 | $492,090 Land $182,160 Building $309,930 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 14% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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