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20682 Settlers Point Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 20682 Settlers Point Pl, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,584 sqft · built 1993
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$832,010 (Jun 2021)
Tax Bill$7,164 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN011-25-3836-000

Property Details

APN / Parcel Number

Primary APN011-25-3836-000
Alternative APN
  • 81 X 2 219

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area3,584 sqft Living Area
1st Floor Area1,151 sqft
Basement Area752 sqft
Finished Basement752 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area380 sqft

Exterior Amenities

PorchOpen Porch
Porch Area95 sqft
Deck AreaDeck Area
Patio Area691 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20682 SETTLERS POINT PL
CitySTERLING
StateVA
Zip20165-7398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionPOTOMAC LAKES S.SEC.6-D LOT 219 1502--753
Legal SubdivisionPOTOMAC LAKE
Legal Block2
Legal Lot Number219
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2000
Census Tract611207

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20682 SETTLERS POINT PL, STERLING, VA 20165-7398
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on Record
Deed SaleJun 1, 2021 · Amount on Record
Prior SaleJun 2, 1997 · Amount on Record
Deed Document Number202161558
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateJun 1, 2021
Property Address20682 SETTLERS POINT PL, STERLING, VA 20165-7398
Document Number202106010061558
Instrument DateMay 21, 2021
Instrument202106010061558
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyVESTA SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20682 SETTLERS POINT PL, STERLING, VA 20165-7398

Mortgage

Document Number202106010061559
DateJun 1, 2021
Instrument202106010061559
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,164.00 (+4.45%)$890,050 (+13.54%) Land $279,700 Building $610,350$890,050 (+13.54%) Land $279,700 Building $610,350
2023$6,859.00$783,890 Land $239,700 Building $544,190$783,890 Land $239,700 Building $544,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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