Loudoun County property record for 20679 Settlers Point Pl, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,199 sqft · built 1994 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,025,000 (Apr 2022) |
| Tax Bill | $6,776 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-25-0745-000 |
| Primary APN | 011-25-0745-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,199 sqft Living Area |
| 1st Floor Area | 891 sqft |
| Basement Area | 999 sqft |
| Finished Basement | 999 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Deck Area | 316 sqft |
| Patio Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20679 SETTLERS POINT PL |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES S.SEC.6-D LOT 205-A 200507140075525 D/C 200412150133879 D/G PC A-733-3 BLA |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 2 |
| Legal Lot Number | 205-A |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 611207 |
20679 Settlers Point Pl is owned and occupied by two individuals who bought it in April 2022.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20679 SETTLERS POINT PL, STERLING, VA 20165-7398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE LLC |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Prior Sale | Jul 18, 2016 · Amount on File |
| Deed Document Number | 202222234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 13, 2022 |
| Property Address | 20679 SETTLERS POINT PL, STERLING, VA 20165-7398 |
| Document Number | 0000022234 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 202204130022234 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20679 SETTLERS POINT PL, STERLING, VA 20165-7398 |
| Document Number | 0000022235 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 202204130022235 |
| Name | INTERCOASTAL MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20679 SETTLERS POINT PL, STERLING, VA 20165-7398 |
| Document Number | 20200616045525 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20679 SETTLERS POINT PL STERLING VA 201657398, STERLING, VA 20165-7398 |
| Document Number | 20200616045525 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 45525 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 20679 Settlers Point Pl was $6,776.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,776.00 | $841,780 Land $279,700 Building $562,080 | $841,780 Land $279,700 Building $562,080 |
| 2023 | $6,368.00 | $727,820 Land $239,700 Building $488,120 | $727,820 Land $239,700 Building $488,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20679 Settlers Point Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20679 Settlers Point Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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