20681 Couples Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20681 Couples Ln, Bend, OR 97702 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Sep 2015)
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181209 DB 13400`

Property Details

APN / Parcel Number

Primary APN	`181209 DB 13400`
Alternative APN	`245326`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	489 sqft

Location & Zoning

Account Number	245326
Street Address	20681 COUPLES LN
City	BEND
State	OR
Zip	97702-2983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:276 SUBD:FOXBOROUGH PHASE 6 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-DB
Legal Range	12E
Legal Township	18S
Legal Section	09
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	FOXBOROUGH PHASE 6
Legal Lot Number	276
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3008
Census Tract	2002

Owner

Source: Deschutes County records · APN 181209 DB 13400

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20469 SE SENDEN LN, BEND, OR 97702-3868
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2015 · Amount on Record
Deed Sale	Sep 21, 2015 · Amount on Record
Prior Sale	Jan 26, 2012
Deed Document Number	2015-038851
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20681 COUPLES LN, BEND, OR 97702-2983
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055173
Date	Oct 19, 2020
Instrument	2020-55173

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,896.00 (+3.95%)	$230,600 (+3%)	$677,010 (+1.42%) Land $191,890 Building $485,120
2024	$3,748.00 (+7.86%)	$223,890 (+3%)	$667,500 (-) Land $191,890 Building $475,610
2023	$3,475.00	$217,370	$667,500 Land $191,890 Building $475,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 1% of Oregon
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.