20676 Couples Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20676 Couples Ln, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,222 sqft · built 2004
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Dec 2013)
Tax Bill$3,169 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN181209 DB 13600

Property Details

APN / Parcel Number

Primary APN181209 DB 13600
Alternative APN
  • 245328

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,222 sqft Living Area
1st Floor Area1,222 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Lot Area6,098 sqft (0.139 acres)
Garage TypeMixed
Garage Area528 sqft

Location & Zoning

Account Number245328
Street Address20676 COUPLES LN
CityBEND
StateOR
Zip97702-2983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGI
Legal DescriptionLOT:282 SUBD:FOXBOROUGH PHASE 6 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-DB
Legal Range12E
Legal Township18S
Legal Section09
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionFOXBOROUGH PHASE 6
Legal Lot Number282
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3030
Census Tract2002

Owner

Source: Deschutes County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20676 COUPLES LN, BEND, OR 97702-2983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2013 · Amount on Record
Deed SaleDec 19, 2013 · Amount on Record
Prior SaleFeb 6, 2006 · Amount on Record
Deed Document Number0201351178
Prior Transfer DateSep 27, 2007
Prior Transfer Doc2007-52285
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20676 COUPLES LN, BEND, OR 97702-2983
Document Number0000036489
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20676 COUPLES LN BEND OR 977022983, BEND, OR 97702-2983

Mortgage

Document Number0000036489
DateSep 27, 2019
Instrument36489
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,169.00 (+3.94%)$187,580 (+3%)$546,390 (+1.29%) Land $191,890 Building $354,500
2024$3,049.00 (+7.89%)$182,120 (+3%)$539,440 (-) Land $191,890 Building $347,550
2023$2,826.00$176,820$539,440 Land $191,890 Building $347,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.9% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Yellowknife Wireless Company
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Webformix Company.

Nearby Properties on Couples Ln

Nearby Streets

Search Property Records by Address or Parcel Number