2068 Rivergate Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2068 Rivergate Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,712 sqft · built 2003
Lot Size	0.345 acres (15,071 sqft)
Owner	Individual Name on File
Last Sale	$650,900 (Dec 2020)
Tax Bill	$7,409 (2025)
Deeds & Mortgages	Dec 2017 Reverse Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-033-23`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-033-23`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,712 sqft Heated Area
Gross Area	4,811 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,071 sqft (0.345 acres)
Garage Area	782 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Porch
Porch Area	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2068 RIVERGATE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 RIVERGATE AS REC O R 4393 PG 113 & 4917 PG 239
Legal Range	26
Legal Township	04
Legal Section	31
Legal Subdivision	RIVERGATE/EAGLE HARBOR
Legal Lot Number	23
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records · APN 31-04-26-021262-033-23

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10 WATERSIDE PLZ APT 35C, 35C, NEW YORK, NY 10010-2649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · Reverse Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	0043930113
Deed Book / Page	4393 / 113
Last Transfer Date	Apr 04, 2025
Transfer Doc	0049170239
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2068 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040381376
Date	Dec 13, 2017
Book Page	4038/1376
Instrument	2017063397

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2033

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 22, 2020
Property Address	2068 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671
Document Number	0043930113
Book / Page	4393 / 113
Map Reference	MB 36 PG 9-13
Instrument Date	Dec 17, 2020
Instrument	2020067528
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,556.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CANNON CT W, 105, PONTE VEDRA BEACH, FL 32082-3954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2068 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671

Mortgage

Document Number	0004393115
Date	Dec 22, 2020
Instrument	4393/115

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,409.00 (-20.88%) Homeowner's exemption	$525,950 (+5.99%)	$783,710 (+4.23%) Land $75,000 Building $708,710
2023	$9,364.00 (+4.4%) Homeowner's exemption	$496,241 (+3%)	$751,882 (+30.76%) Land $75,000 Building $676,882
2022	$8,969.00 Homeowner's exemption	$481,788	$575,010 Land $63,000 Building $512,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 128 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023, other causes
Claims By Storm	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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