2068 Loring Pl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2068 Loring Pl, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,299 sqft · built 2001
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (May 2019)
Tax Bill	$7,687 (2026)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062F1-00-00-31900`

Property Details

APN / Parcel Number

Primary APN	`062F1-00-00-31900`
Alternative APN	`27639`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,299 sqft Finished Area
Basement Area	1,622 sqft
Finished Basement	800 sqft
Unfinished Basement	822 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	10,934 sqft (0.251 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	348 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2068 LORING PL
City	CHARLOTTESVILLE
State	VA
Zip	22901-0669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	DUNLORA 319 PH-4A
Legal Subdivision	DUNLORA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10602

Owner

2068 Loring Pl is owned and occupied by an individual who bought it in May 2019.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2068 LORING PL, CHARLOTTESVILLE, VA 22901-0669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SVGS BK
May 15, 2019	Grant Deed, Transfer · Conventional Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Dec 12, 2013 · Amount on File
Deed Document Number	20194652
Deed Book / Page	5166 / 538
Prior Transfer Date	Jun 7, 2011
Prior Transfer Doc	4044/089
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2068 LORING PL, CHARLOTTESVILLE, VA 22901-0669
Document Number	0000004020
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2068 LORING PL CHARLOTTESVILLE VA 229010669, CHARLOTTESVILLE, VA 22901-0669

Mortgage

Document Number	0000004020
Date	Apr 10, 2020
Book Page	005299/000569
Instrument	4020

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2035

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 15, 2019
Property Address	2068 LORING PL, CHARLOTTESVILLE, VA 22901-0669
Document Number	0000004652
Book / Page	005166 / 000538
Instrument Date	Apr 29, 2019
Instrument	4652
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2068 LORING PL CHARLOTTESVILLE VA 229010669, CHARLOTTESVILLE, VA 22901-0669

Mortgage

Document Number	4654
Date	May 15, 2019
Book Page	005166/000547
Instrument	4654

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 14, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 2068 Loring Pl was $7,687, up 100.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,687.00 (+100.55%)	$859,800 (+7.69%) Land $170,000 Building $689,800	$859,800 (+7.69%) Land $170,000 Building $689,800
2025	$3,833.00	$798,400 Land $175,000 Building $623,400	$798,400 Land $175,000 Building $623,400
2023	$5,944.00	$696,100 Land $160,000 Building $536,100	$696,100 Land $160,000 Building $536,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2068 Loring Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2068 Loring Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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