2056 Loring Pl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2056 Loring Pl, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,468 sqft · built 2001
Lot Size	0.302 acres (13,155 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Feb 2014)
Tax Bill	$7,935 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062F1-00-00-31700`

Property Details

APN / Parcel Number

Primary APN	`062F1-00-00-31700`
Alternative APN	`27637`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,468 sqft Finished Area
Basement Area	1,712 sqft
Finished Basement	1,285 sqft
Unfinished Basement	427 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	13,155 sqft (0.302 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	1,676 sqft
Patio Area	1,771 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2056 LORING PL
City	CHARLOTTESVILLE
State	VA
Zip	22901-0669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	DUNLORA 317 PH-4A
Legal Subdivision	DUNLORA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10602

Owner

2056 Loring Pl is owned by two individuals who acquired it in August 2015.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4039 VARICK ST, CHARLOTTESVILLE, VA 22901-0686
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2014 · Amount on File
Deed Sale	Feb 21, 2014 · Amount on File
Prior Sale	Feb 1, 2011 · Amount on File
Deed Document Number	20141443
Last Transfer Date	Aug 5, 2015
Transfer Doc	0000009445
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2056 LORING PL, CHARLOTTESVILLE, VA 22901-0669
Document Number	0000018673
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2056 LORING PL CHARLOTTESVILLE VA 229010669, CHARLOTTESVILLE, VA 22901-0669

Mortgage

Document Number	0000018673
Date	Dec 21, 2020
Book Page	005448/000586
Instrument	18673

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2056 Loring Pl was $7,935, up 2.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,935.00 (+2.22%)	$887,600 (+2.21%) Land $170,000 Building $717,600	$887,600 (+2.21%) Land $170,000 Building $717,600
2025	$7,763.00	$868,400 Land $175,000 Building $693,400	$868,400 Land $175,000 Building $693,400
2023	$6,474.00	$758,100 Land $160,000 Building $598,100	$758,100 Land $160,000 Building $598,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2056 Loring Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2056 Loring Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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