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20666 SW 89th Ave, Cutler Bay (Miami), FL 33189 Property Records

Miami-Dade County property record for 20666 SW 89th Ave, Cutler Bay, FL 33189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,126 sqft · built 2005
Lot Size0.123 acres (5,377 sqft)
Owner2 Individual Names on File
Last Sale$253,000 (Aug 2011)
Tax Bill$1,368 (2025)
Deeds & MortgagesMar 2019 Mortgage
Jun 2020 Mortgage
Flood ZoneZone AE (high risk)
APN36-6009-030-0600

Property Details

APN / Parcel Number

Primary APN36-6009-030-0600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,126 sqft Living Area
Gross Area2,978 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCluster
Exterior MaterialConcrete Block/Stucco
Roof TypeRigid Frame Bar Joist
Roof MaterialOther
Lot Area5,377 sqft (0.123 acres)
View / LotLake Front
Garage Area290 sqft
PorchPorch
Porch Area164 sqft

Location & Zoning

Street Address20666 SW 89TH AVE
CityCUTLER BAY
StateFL
Zip33189-1884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionCANTAMAR PB 161-27 T-21250 LOT 31 BLK 3 LOT SIZE 5377 SQ FT FAU 30-6009-000-0100 OR 20667-1640 0802 6 COC 23073-0799 02 2005 1 F/A/U 30-6009-030-0600
Legal Range40E
Legal Township56S
Legal Section09
Legal SubdivisionCANTAMAR
Legal Block3
Legal Lot Number31
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group2
Census Block2011
Census Tract10619

Owner

20666 SW 89th Ave is owned and occupied by two individuals who acquired it in May 2020.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address20666 SW 89TH AVE, CUTLER BAY, FL 33189-1884
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
HAMILTON GROUP FUNDING INC
Jun 10, 2020Quit Claim Deed, Transfer
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2011 · Amount on File
Deed SaleAug 8, 2011 · Amount on File
Deed Document Number2011523885
Deed Book / Page27783 / 1292
Last Transfer DateMay 29, 2020
Transfer Doc0000325402
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address20666 SW 89TH AVE, CUTLER BAY, FL 33189-1884
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000136536
DateMar 2, 2019
Book Page31349/0582
Instrument2019R0136536
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2034

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateJun 10, 2020
Property Address20666 SW 89TH AVE, CUTLER BAY, FL 33189-1884
Document Number0000325402
Book / Page031966 / 000061
Instrument DateMay 22, 2020
Instrument325402
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20666 SW 89TH AVE CUTLER BAY FL 331891884, CUTLER BAY, FL 33189-1884

Mortgage

Document Number325403
DateJun 10, 2020
Book Page031966/000064
Instrument325403
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term180 Months
DueJun 9, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 20666 SW 89th Ave was $1,368 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,368.00 Homeowner's exemption Additional exemption filed$98,088$503,130 Land $189,941 Building $313,189
2023$1,087.00 (+6.26%) Homeowner's exemption Additional exemption filed$92,548 (+3%)$425,255 (+2.06%) Land $168,810 Building $256,445
2022$1,023.00 Homeowner's exemption Additional exemption filed$89,853$416,653 Land $109,663 Building $306,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20666 SW 89th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 223 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20666 SW 89th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
SkyNet360
Fixed Wireless		160 / 35
T-Mobile
Fixed Wireless		100 / 20

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