Miami-Dade County property record for 20665 SW 89th Ave, Cutler Bay, FL 33189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,126 sqft · built 2005 |
| Lot Size | 0.197 acres (8,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $398,000 (Nov 2005) |
| Tax Bill | $4,237 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 36-6009-030-1840 |
| Primary APN | 36-6009-030-1840 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,126 sqft Living Area |
| Gross Area | 2,978 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cluster |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Other |
| Lot Area | 8,599 sqft (0.197 acres) |
| View / Lot | Lake Front |
| Garage Area | 290 sqft |
| Porch | Porch |
| Porch Area | 164 sqft |
| Street Address | 20665 SW 89TH AVE |
|---|---|
| City | CUTLER BAY |
| State | FL |
| Zip | 33189-1878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | CANTAMAR PB 161-27T-21250 LOT 7BLK 9 LOT SIZE 8599 SQFT FAU 30-6009-000-0100 OR 20667-1640 0802 6 COC 23969-3782 10 2005 1 |
| Legal Range | 40E |
| Legal Township | 56S |
| Legal Section | 09 |
| Legal Subdivision | CANTAMAR |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | DADE FL |
| Township / Civil Division | PRINCETON-GOULDS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10619 |
20665 SW 89th Ave is owned and occupied by an individual who bought it in November 2005.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20665 SW 89TH AVE, CUTLER BAY, FL 33189-1878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2005 · Amount on File |
| Deed Sale | Nov 17, 2005 · Amount on File |
| Prior Sale | Aug 12, 2005 · Amount on File |
| Deed Document Number | 20051196868 |
| Deed Book / Page | 23969 / 3782 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20665 SW 89th Ave was $4,237 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Cutler Bay Town |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,237.00 Homeowner's exemption | $219,726 | $564,183 Land $253,384 Building $310,799 |
| 2023 | $3,813.00 (+4.12%) Homeowner's exemption | $207,315 (+3%) | $480,482 (+6.61%) Land $226,485 Building $253,997 |
| 2022 | $3,662.00 Homeowner's exemption | $201,277 | $450,703 Land $146,190 Building $304,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20665 SW 89th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 223 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 223 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20665 SW 89th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyNet360 Fixed Wireless | 160 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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