20660 Garden Dr, Estero, FL 33928 Property Records

Lee County property record for 20660 Garden Dr, Estero, FL 33928

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,520 sqft · built 2016
Lot Size0.082 acres (3,572 sqft)
Owner2 Individual Names on File
Last Sale$277,000 (Nov 2024)
Tax Bill$2,582 (2025)
Deeds & MortgagesMay 2026 Sale
Apr 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN29-46-25-E3-22000.F280

Property Details

APN / Parcel Number

Primary APN29-46-25-E3-22000.F280
Alternative APNs
  • 252946E322000F280
  • 2946252200000F280
  • 10436928

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,520 sqft Living Area
Gross Area1,869 sqft
1st Floor Area1,416 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,572 sqft (0.082 acres)
PorchFlorida Room
Porch Area696 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10436928
Street Address20660 GARDEN DR
CityESTERO
StateFL
Zip33928-2669
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMH-2
Legal DescriptionMARINERS COVE UNREC OR 2787 PG 2776 UNREC PB 4 PG 1 LOT F28
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionRIVER GARDEN AND TAHITI MOBILE HOME
Legal TractE3
Legal Block2
Legal Lot NumberF28
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2009
Census Tract50104

Owner

20660 Garden Dr, a mobile home, is owned and occupied by two individuals who acquired it in May 2026.

Source: Lee County records, as of August 26, 2026

Owner of Record2 Individual Names on File
Mailing Address20660 GARDEN DR, ESTERO, FL 33928-2669
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 5, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 21, 2017Deed of Trust, Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2024 · Amount on File
Deed SaleNov 15, 2024 · Amount on File
Prior SaleJun 9, 2016 · Amount on File
Deed Document Number2024310956
Last Transfer DateMay 5, 2026
Transfer Doc0000127186
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateMay 13, 2026
Property Address20660 GARDEN DR, ESTERO, FL 33928-2669
Document Number0000127186
Instrument DateMay 5, 2026
Instrument2026127186
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address20660 GARDEN DR, ESTERO, FL 33928-2669

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateApr 5, 2022
Property Address20660 GARDEN DR, ESTERO, FL 33928-2669
Document Number0000113242
Map ReferenceMB 4 PG 1
Instrument DateApr 1, 2022
Instrument2022000113242
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20660 GARDEN DR, 20660, ESTERO, FL 33928-2669

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1625 COLES BLVD, PORTSMOUTH, OH 45662-2629

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20660 GARDEN DR, ESTERO, FL 33928-2669
Document Number0000186621
Instrument DateAug 21, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20660 GARDEN DR ESTERO FL 339282669, ESTERO, FL 33928-2669

Mortgage

Document Number0000186621
DateAug 30, 2017
Instrument186621
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
AmountAmount on Record
Term180 Months
DueAug 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 20660 Garden Dr was $2,582.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,273 (+13.88%) Land $60,175 Building $164,098$224,273 (+13.88%) Land $60,175 Building $164,098
2025$2,582.00$196,939 Land $79,781 Building $117,158$196,939 Land $79,781 Building $117,158
2023$2,391.00 (+10.9%)$204,033 (+14.45%) Land $47,952 Building $156,081$204,033 (+14.45%) Land $47,952 Building $156,081
2022$2,156.00$178,280 Land $41,697 Building $136,583$178,280 Land $41,697 Building $136,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20660 Garden Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims35 (2005–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Oct 2022 · 16 claims
  • Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20660 Garden Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

Nearby Properties on Garden Dr

Nearby Streets

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