20651 Garden Dr, Estero, FL 33928 Property Records

Lee County property record for 20651 Garden Dr, Estero, FL 33928

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 801 sqft · built 1973
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Trust Names on File
Last Sale	$78,000 (Feb 2019)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	May 2019 Sale Feb 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`29-46-25-E3-22000.F290`

Property Details

APN / Parcel Number

Primary APN	`29-46-25-E3-22000.F290`
Alternative APNs	`252946E322000F290` `2946252200000F290` `10436929`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	801 sqft Living Area
Gross Area	1,639 sqft
1st Floor Area	576 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Other
Lot Area	3,572 sqft (0.082 acres)
Garage Type	Carport
Garage Area	299 sqft
Carport	Carport
Carport Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	396 sqft
Patio Area	260 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10436929
Street Address	20651 GARDEN DR
City	ESTERO
State	FL
Zip	33928-2676
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MH-2
Legal Description	MARINERS COVE UNREC OR 2787 PG 2776 UNREC PB 4 PG 1 LOT F29
Legal Range	25E
Legal Township	46S
Legal Section	29
Legal Subdivision	RIVER GARDEN AND TAHITI MOBILE HOME
Legal Tract	E3
Legal Block	2
Legal Lot Number	F29
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	50104

Owner

20651 Garden Dr, a mobile home, is held in a trust since April 2019.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	601 JOYCE ANN DR, MANCHESTER, MO 63021-5343
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Correction Deed, Transfer PREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO INC
Feb 5, 2019	Warranty Deed, Transfer PREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Jan 27, 2009 · Amount on File
Deed Document Number	201926508
Last Transfer Date	Apr 19, 2019
Transfer Doc	0000107548
Record Updated	Oct 29, 2026

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LEE FL
Recording Date	May 10, 2019
Property Address	20651 GARDEN DR, ESTERO, FL 33928-2676
Document Number	0000107548
Instrument Date	Apr 19, 2019
Instrument	107548
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	PREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$18.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3752 CLEARVIEW DR BYRNES MILL MO 630511020, BYRNES MILL, MO 63051-1020

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 5, 2019
Property Address	20651 GARDEN DR, ESTERO, FL 33928-2676
Document Number	0000026508
Instrument Date	Jan 31, 2019
Instrument	26508
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	PREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$546.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3752 CLEARVIEW DR BYRNES MILL MO 630511020, BYRNES MILL, MO 63051-1020

Tax Assessment & Valuation

The 2025 property tax bill for 20651 Garden Dr was $1,423.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,160 (-5.26%) Land $60,175 Building $33,985	$94,160 (-21.71%) Land $60,175 Building $33,985
2025	$1,423.00	$99,388	$120,264 Land $79,781 Building $40,483
2023	$1,173.00 (+10.56%)	$97,210 (+13.96%) Land $47,952 Building $49,258	$97,210 (+13.96%) Land $47,952 Building $49,258
2022	$1,061.00	$85,303 Land $41,697 Building $43,606	$85,303 Land $41,697 Building $43,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20651 Garden Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	35 (2005–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Ian, Oct 2022 · 16 claims Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20651 Garden Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

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