20653 SE Meadowsweet Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20653 SE Meadowsweet Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,221 sqft · built 2018
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,300 (Dec 2018)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181216-DC-04500`

Property Details

APN / Parcel Number

Primary APN	`181216-DC-04500`
Alternative APN	`275596`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,221 sqft Living Area
Gross Area	2,611 sqft
1st Floor Area	935 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Lot Area	5,227 sqft (0.12 acres)
Garage Area	390 sqft

Location & Zoning

Account Number	275596
Street Address	20653 SE MEADOWSWEET DR
City	BEND
State	OR
Zip	97702-8834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CASCADE HEIGHTS PHASES 4 AND 5 LOT 76
Legal Range	12
Legal Township	18
Legal Section	16
Legal Subdivision	CASCADE HEIGHTS PHASES 4 AND 5
Legal Lot Number	76
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2013
Census Tract	2002

Owner

Source: Deschutes County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20653 SE MEADOWSWEET DR, BEND, OR 97702-8834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Dec 21, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO
May 15, 2018	Grant Deed, Construction Loan · Line of Credit HOUSING CAP
Aug 20, 2018	Grant Deed, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	201850188
Last Transfer Date	Nov 8, 2021
Transfer Doc	0000063895
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Nov 15, 2021
Property Address	20653 SE MEADOWSWEET DR, BEND, OR 97702-8834
Document Number	0000063895
Map Reference	CAB I PG 388
Instrument Date	Nov 8, 2021
Instrument	2021-63895
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20653 SE MEADOWSWEET DR, BEND, OR 97702-8834

Mortgage

Document Number	0000063896
Date	Nov 15, 2021
Instrument	2021-63896

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20653 SE MEADOWSWEET DR, BEND, OR 97702-8834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035789
Date	Sep 24, 2019
Instrument	2019-35789

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 21, 2018
Property Address	20653 SE MEADOWSWEET DR, BEND, OR 97702-8834
Document Number	0000050188
Map Reference	CAB I PG 388
Instrument Date	Nov 26, 2018
Instrument	2018-50188
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20653 SE MEADOWSWEER DRIVE, BEND, OR 97702-8834

Mortgage

Document Number	0000050189
Date	Dec 21, 2018
Instrument	2018-50189

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 15, 2018
Property Address	20653 SE MEADOWSWEET DR, BEND, OR 97702-8834
Instrument Date	May 10, 2018
Instrument	19317
Transaction Type	Construction Loan
Record Updated	May 31, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019317
Date	May 15, 2018
Instrument	19317

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	1420 5TH AVE # 8TH, SEATTLE, WA 98101-4087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 20, 2018
Property Address	20653 SE MEADOWSWEET DR, BEND, OR 97702-8834
Instrument Date	May 9, 2018
Instrument	33821
Transaction Type	Construction Loan
Record Updated	Sep 4, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033821
Date	Aug 20, 2018
Instrument	33821

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	1420 5TH AVE # 8TH, SEATTLE, WA 98101-4087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,385.00 (+3.93%)	$259,580 (+3%)	$645,080 (-1.26%) Land $208,270 Building $436,810
2024	$4,219.00 (+7.88%)	$252,020 (+3%)	$653,340 (-3.82%) Land $183,650 Building $469,690
2023	$3,911.00	$244,680	$679,260 Land $168,730 Building $510,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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