20645 SE Meadowsweet Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20645 SE Meadowsweet Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$394,900 (May 2020)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181216 DC 04700`

Property Details

APN / Parcel Number

Primary APN	`181216 DC 04700`
Alternative APN	`275598`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	782 sqft
2nd Floor Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	397 sqft

Location & Zoning

Account Number	275598
Street Address	20645 SE MEADOWSWEET DR
City	BEND
State	OR
Zip	97702-8834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:78 SUBD:CASCADE HEIGHTS PHASES 4 AND 5 SEC/TWN/RNG/MER:SEC 16 TWN 18 RNG 12 MAP REF:181216-DC
Legal Range	12
Legal Township	18
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	CASCADE HEIGHTS PHASES 4 AND 5
Legal Lot Number	78
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2013
Census Tract	2002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20645 SE MEADOWSWEET DR, BEND, OR 97702-8834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
May 21, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage COMMERCE HOME MORTGAGE LLC
Sep 28, 2018	Warranty Deed, Transfer AMERITITLE
Jun 15, 2018	Grant Deed, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	0000023124
Last Transfer Date	May 17, 2021
Transfer Doc	0000030370
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20645 SE MEADOWSWEET DR, BEND, OR 97702-8834
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040147
Date	Jul 6, 2021
Instrument	2021-40147

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 17, 2021
Property Address	20645 SE MEADOWSWEET DR, BEND, OR 97702-8834
Document Number	0000030370
Instrument Date	May 12, 2021
Instrument	2021-30370
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20645 SE MEADOWSWEET DR, BEND, OR 97702-8834

Mortgage

Document Number	0000030371
Date	May 17, 2021
Instrument	2021-30371

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 21, 2020
Property Address	20645 SE MEADOWSWEET DR, BEND, OR 97702-8834
Document Number	0000023124
Map Reference	4&5
Instrument Date	May 19, 2020
Instrument	2020-23124
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20645 SE MEADOWSWEET DR, BEND, OR 97702-8834

Mortgage

Document Number	0000023125
Date	May 21, 2020
Instrument	2020-23125

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 28, 2018
Property Address	20645 SE MEADOWSWEET DR, BEND, OR 97702-8834
Document Number	0000039501
Instrument Date	Sep 25, 2018
Instrument	39501
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$354.02
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3033 BEND OR 977070033, BEND, OR 97707-0033

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 15, 2018
Property Address	20645 SE MEADOWSWEET DR, BEND, OR 97702-8834
Instrument Date	Jun 8, 2018
Instrument	24586
Transaction Type	Construction Loan
Record Updated	Jul 4, 2018
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024586
Date	Jun 15, 2018
Instrument	24586

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	1420 5TH AVE # 8TH, SEATTLE, WA 98101-4087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 14, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00 (+3.93%)	$235,000 (+3%)	$590,580 (-0.7%) Land $208,270 Building $382,310
2024	$3,820.00 (+7.88%)	$228,160 (+3%)	$594,740 (-3.38%) Land $183,650 Building $411,090
2023	$3,541.00	$221,520	$615,570 Land $168,730 Building $446,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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