Van Wert County property record for 20650 Gilbert Rd, Spencerville, OH 45887
| Property Type | Residential |
|---|---|
| Details | built 1900 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Aug 2025) |
| Tax Bill | $280 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-055608.0000 |
| Primary APN | 28-055608.0000 |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Lot Area | 60,113 sqft (1.38 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 20650 GILBERT RD |
|---|---|
| City | SPENCERVILLE |
| State | OH |
| Zip | 45887-9033 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | AGR |
| Legal Description | FRLPT NW1/4 NE1/4 JENNINGS SP |
| Legal Range | 04E |
| Legal Township | 04S |
| Legal Section | 05 |
| Jurisdiction | VAN WERT OH |
| Township / Civil Division | JENNINGS |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 20400 |
Source: Van Wert County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20650 GILBERT RD, SPENCERVILLE, OH 45887-9033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on Record |
| Deed Sale | Aug 12, 2025 · Amount on Record |
| Deed Document Number | 20252799 |
| Deed Book / Page | 435 / 1968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VAN WERT OH |
| Property Address | 20650 GILBERT RD, SPENCERVILLE, OH 45887-9033 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20771 GILBERT RD, SPENCERVILLE, OH 45887-9036 |
| Document Number | 00435/1971 |
|---|---|
| Date | Aug 12, 2025 |
| Book Page | 435/1971 |
| Instrument | 202502800 |
| Name | CREDIT AGRICULTURAL CREDIT ASSOCIATION |
|---|---|
| Address | 610 W LYTLE ST, FOSTORIA, OH 44830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
Source: Van Wert County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Van Wert County |
| County Subdivision | Jennings Township |
| Unified School District | Spencerville Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $280.00 (-2.78%) | $9,000 (-) Land $7,980 Building $1,020 | |
| 2024 | $288.00 (-5.57%) | $9,000 (-) Land $7,980 Building $1,020 | $25,710 (-) Land $22,800 Building $2,910 |
| 2023 | $305.00 (+7.02%) | $9,000 (+17.8%) Land $7,980 Building $1,020 | $25,710 (+17.83%) Land $22,800 Building $2,910 |
| 2022 | $285.00 | $7,640 Land $6,900 Building $740 | |
| 2020 | $21,820 Land $19,710 Building $2,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Wabash Communications Fixed Wireless | 10 / 1 |
May also be available: MetaLINK Technologies, Speedwavz.
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