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20370 Gilbert Rd, Spencerville, OH 45887 Property Records

Van Wert County property record for 20370 Gilbert Rd, Spencerville, OH 45887

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,019 sqft · built 1900
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$710,000 (Dec 2011)
Tax Bill$936 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN28-055640.0100

Property Details

APN / Parcel Number

Primary APN28-055640.0100
Alternative APN
  • 280556400000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,019 sqft Living Area
Gross Area1,585 sqft
1st Floor Area823 sqft
Upper Floors Area392 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area130,680 sqft (3 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address20370 GILBERT RD
CitySPENCERVILLE
StateOH
Zip45887-9032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGR
Legal DescriptionFRLPT NE1/4 NW1/4 JENNINGS SP
Legal Range04E
Legal Township04S
Legal Section05
JurisdictionVAN WERT OH
Township / Civil DivisionJENNINGS
Census Block Group1
Census Block1074
Census Tract20400

Owner

20370 Gilbert Rd is owned and occupied by an individual who bought it in December 2011.

Source: Van Wert County records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address20370 GILBERT RD, SPENCERVILLE, OH 45887-9032
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · Line of Credit
THE CITIZENS NATIONAL BANK OF BLUFFTON
Oct 17, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2011 · Amount on File
Deed SaleDec 23, 2011 · Amount on File
Deed Document Number20114764
Deed Book / Page365 / 269
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVAN WERT OH
Property Address20370 GILBERT RD, SPENCERVILLE, OH 45887-9032
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number418/1579
DateDec 10, 2020
Book Page418/1579
Instrument202000004583
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFFTON
TypeBank
AddressVAN WERT, OH 45891
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVAN WERT OH
Recording DateOct 17, 2018
Property Address20370 GILBERT RD, SPENCERVILLE, OH 45887-9032
Document Number00410/4851
Book / Page410 / 4851
Instrument DateOct 11, 2018
Instrument201800003905
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address20370 GILBERT RD, SPENCERVILLE, OH 45887-9032

Tax Assessment & Valuation

The 2025 property tax bill for 20370 Gilbert Rd was $936, up 0.1% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyVan Wert County
County SubdivisionJennings Township
Unified School DistrictSpencerville Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$936.00 (+0.11%) Homeowner's exemption$31,050 (-) Land $11,100 Building $19,950
2024$935.00 (-4.4%) Homeowner's exemption$31,050 (-) Land $11,100 Building $19,950$88,710 (-) Land $31,710 Building $57,000
2023$978.00 (+14.25%) Homeowner's exemption$31,050 (+25.96%) Land $11,100 Building $19,950$88,710 Land $31,710 Building $57,000
2022$856.00 Homeowner's exemption$24,650 Land $9,450 Building $15,200
2020$70,430 Land $27,000 Building $43,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20370 Gilbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20370 Gilbert Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Watch TV
Fixed Wireless		400 / 40
MetaLINK Technologies
Fixed Wireless		200 / 50
Speedwavz
Fixed Wireless		25 / 25
Verizon
Fixed Wireless		25 / 6
Wabash Communications
Fixed Wireless		25 / 5
T-Mobile
Fixed Wireless		25 / 3
Nuwave Technology
Fixed Wireless · not low latency		10 / 1

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