2065 Rube Smith Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2065 Rube Smith Rd, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,292 sqft Heated Area
Lot Size	78,408 sqft (1.8 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2024)
Tax Bill	$2,726.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`27-4N-29-0000-00352-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,292 sqft Heated Area
1st Floor	1,692 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Laminate Plank Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Vinyl Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	78,408 sqft (1.8 acres)
Depth X Width	4,480 ft x 1,750 ft Depth x Width
Porch	Open Porch
Porch Area	204 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	274N290000003520000
Street Address	2065 RUBE SMITH RD
City	JAY
State	FL
Zip	32565-9255
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DESCRIPTION UPDATE FOR 2024* 27-4N-29W LOT 16, COSTAS RIDGE: A PORT OF LAND DESC IN OR BK 2693 PG 1918, BEING MORE PARTIC
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Minor Civil Division	ALLENTOWN
Census Blockgroup	1
Census Block	1008
Census Tract	10400

Owner

Source: Santa Rosa County records · APN 27-4N-29-0000-00352-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2065 RUBE SMITH RD, JAY, FL 32565-9255
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Deed Doc Number	202402699
Deed Book / Page	4467 / 1312
Record Refreshed	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 22, 2024
Property Address	2065 RUBE SMITH RD, JAY, FL 32565-9255
Document Number	0044671312
Book / Page	4467 / 1312
Map Reference	MB 2693 PG 1918
Instrument Date	Jan 05, 2024
Instrument	202402699
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2065 RUBE SMITH RD, JAY, FL 32565-9255

Mortgage

Document Number	0202402700
Date	Jan 22, 2024
Instrument	202402700

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,726.00 (+685.59%)	$237,009 (+722.95%) Land $45,000 Building $192,009	$237,009 (+722.95%) Land $45,000 Building $192,009
2023	$347.00 (+41.63%)	$28,800 (+45.45%) Land $28,800	$28,800 (+45.45%) Land $28,800
2022	$245.00	$19,800	$19,800 Land $19,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 467 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.