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1981 Rube Smith Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1981 Rube Smith Rd, Jay, FL 32565 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,620 sqft Living Area
Lot Size43,996 sqft (1.01 acres)
OccupancyOwner Occupied
Last Sale$266,000 (2023)
Tax Bill$2,170.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-4N-29-0000-00358-0000
Alternative APN
  • N294270000003580000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,620 sqft Living Area
Gross Area2,114 sqft Gross Area
1st Floor1,620 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area43,996 sqft (1.01 acres)
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area94 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1981 RUBE SMITH RD
CityJAY
StateFL
Zip32565-9253
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2024** SECTION 27 TWNSHP 4N RANGE 29W LOT 22, COSTAS RIDGE: A PORT OF LAND DESC IN OR BK 2693 PG 1918, BEING MORE PARTIC DESC AS FOLL: COM AT NW COR OF NW4 OF SECTION 27; THN S 02*22'37W FOR 38.49 FT ALONG W LINE OF SAID SECTI
Legal SubdivisionCOSTAS RIDGE
Legal Lot Number22
JurisdictionSANTA ROSA FL
Minor Civil DivisionALLENTOWN
Census Blockgroup1
Census Block1008
Census Tract10400

Owner

Source: Santa Rosa County records · APN 27-4N-29-0000-00358-0000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1981 RUBE SMITH RD, JAY, FL 32565-9253
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Warranty Deed, Transfer
CLEAR TITLE
Oct 26, 2023Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2023 · Amount on Record
Deed SaleOct 26, 2023 · Amount on Record
Deed Doc Number202348206
Deed Book / Page4445 / 1006
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 22, 2026
Property Address1981 RUBE SMITH RD, JAY, FL 32565-9253
Document Number0000031393
Book / Page4758 / 850
Instrument DateJun 22, 2026
Instrument202631393
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
Tax$229,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 RUBE SMITH RD, JAY, FL 32565-9253

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 26, 2023
Property Address1981 RUBE SMITH RD, JAY, FL 32565-9253
Document Number0044451006
Book / Page4445 / 1006
Map ReferenceMB 2693 PG 1918
Instrument DateOct 16, 2023
Instrument202348206
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,862.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1981 RUBE SMITH RD, JAY, FL 32565-9253

Mortgage

Document Number0044451009
DateOct 26, 2023
Instrument4445/1009
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,170.00 (-0.46%) Homeowner's exemption$216,796 (-1.51%) Land $23,230 Building $193,566$216,796 (-1.51%) Land $23,230 Building $193,566
2024$2,180.00 (+99%) Homeowner's exemption$220,125 (+1,262.16%) Land $25,250 Building $194,875$220,125 (+1,262.16%) Land $25,250 Building $194,875
2023$200.00 (+39.86%)$16,160 (+45.45%) Land $16,160$16,160 (+45.45%) Land $16,160
2022$143.00$11,110$11,110 Land $11,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 467 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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