20645 Leonard Rd, Lutz, FL 33558 Property Records

Pasco County property record for 20645 Leonard Rd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,806 sqft · built 1974
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2015)
Tax Bill	$1,288 (2025)
Flood Zone	Zone X (minimal risk)
APN	`26-26-18-0030-00000-0010`

Property Details

APN / Parcel Number

Primary APN	`26-26-18-0030-00000-0010`
Alternative APNs	`1826260030000000010` `1047504`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	480 sqft
Driveway	Asphalt Driveway
Driveway Area	830 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20645 LEONARD RD
City	LUTZ
State	FL
Zip	33558-8353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LINDA LAKE GROVES PB 12 PG 83 LOT 1 OR 9270 PG 2001
Legal Range	18E
Legal Township	26S
Legal Section	26
Legal Subdivision	LINDA LAKE GROVES
Legal Tract	30
Legal Lot Number	1
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2002
Census Tract	31605

Owner

20645 Leonard Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20645 LEONARD RD, LUTZ, FL 33558-8353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2015 · Amount on File
Deed Sale	Oct 13, 2015 · Amount on File
Prior Sale	Jan 27, 2015 · Amount on File
Deed Document Number	2015165101
Deed Book / Page	9270 / 2001
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 20645 Leonard Rd was $1,288 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,390 (+2.9%)	$267,478 (-1.25%) Land $65,340 Building $202,138
2025	$1,288.00 Homeowner's exemption	$105,340 Land $65,340 Building $40,000	$270,862 Land $65,340 Building $205,522
2023	$1,189.00 (+12.7%) Additional exemption filed	$99,400 (+2.99%) Land $54,540 Building $44,860	$274,431 (+15.15%) Land $54,540 Building $219,891
2022	$1,055.00 Homeowner's exemption	$96,510 Land $45,540 Building $50,970	$238,319 Land $45,540 Building $192,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20645 Leonard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured incl. 29 condo units
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20645 Leonard Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINDA LAKE GROVES private · serves 283 people · EPA ID FL6511076
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20