20640 Kira Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20640 Kira Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2,038 sqft · built 2022
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,995 (Feb 2023)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Mar 2023 Transfer Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181209-BD-02000`

Property Details

APN / Parcel Number

Primary APN	`181209-BD-02000`
Alternative APN	`284364`

Interior

Stories	2 Stories
Building Area	2,038 sqft
Gross Area	431 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	284364
Street Address	20640 KIRA DR
City	BEND
State	OR
Zip	97702-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASE 8 LOT 273
Legal Subdivision	STONE CREEK PHASE 8
Legal Lot Number	273
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1026
Census Tract	2002

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20640 KIRA DR, BEND, OR 97702-8132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 28, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Deed Document Number	20234422
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000005322
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 10, 2023
Property Address	20640 KIRA DR, BEND, OR 97702-8132
Document Number	0000005322
Instrument Date	Mar 10, 2023
Instrument	2023-05322
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20640 KIRA DR, BEND, OR 97702-8132

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 28, 2023
Property Address	20640 KIRA DR, BEND, OR 97702-8132
Document Number	0000004422
Instrument Date	Feb 13, 2023
Instrument	2023-04422
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20640 KIRA DR, BEND, OR 97702-8132

Mortgage

Document Number	0000004423
Date	Feb 28, 2023
Instrument	2023-04423

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,785.00 (+3.95%)	$224,030 (+3%)	$623,620 (+7.81%) Land $186,230 Building $437,390
2024	$3,641.00 (+18.83%)	$217,510 (+13.48%)	$578,460 (+3.53%) Land $186,230 Building $392,230
2023	$3,064.00	$191,680	$558,730 Land $179,730 Building $379,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

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