20632 Kira Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20632 Kira Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2,335 sqft · built 2022
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Apr 2026)
Tax Bill	$3,966 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181209-BD-01800`

Property Details

APN / Parcel Number

Primary APN	`181209-BD-01800`
Alternative APN	`284362`

Interior

Stories	2 Stories
Building Area	2,335 sqft
Gross Area	404 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	284362
Street Address	20632 KIRA DR
City	BEND
State	OR
Zip	97702-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASE 8 LOT 271
Legal Subdivision	STONE CREEK PHASE 8
Legal Lot Number	271
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1026
Census Tract	2002

Owner

Source: Deschutes County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20632 KIRA DR, BEND, OR 97702-8132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 21, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Mar 31, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	20269620
Prior Transfer Date	Nov 14, 2025
Prior Transfer Doc	0000032082
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 1, 2026
Property Address	20632 KIRA DR, BEND, OR 97702-8132
Document Number	0000009620
Instrument Date	Apr 1, 2026
Instrument	20269620
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20632 KIRA DR, BEND, OR 97702-8132

Mortgage

Document Number	0000009621,
Date	Apr 1, 2026
Instrument	20269621

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Nov 21, 2025
Property Address	20632 KIRA DR, BEND, OR 97702-8132
Document Number	0000032082
Instrument Date	Nov 17, 2025
Instrument	2025-32082
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20632 KIRA DR, BEND, OR 97702-8132

Mortgage

Document Number	0000032083
Date	Nov 21, 2025
Instrument	2025-32083

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 31, 2023
Property Address	20632 KIRA DR, BEND, OR 97702-8132
Document Number	0000007272
Instrument Date	Mar 10, 2023
Instrument	2023-07272
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20632 KIRA DR, BEND, OR 97702-8132

Mortgage

Document Number	0000007273
Date	Mar 31, 2023
Instrument	2023-07273

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,966.00 (+3.93%)	$234,750 (+3%)	$658,820 (+8%) Land $186,230 Building $472,590
2024	$3,816.00 (+33.85%)	$227,920 (+27.78%)	$610,030 (+16.79%) Land $186,230 Building $423,800
2023	$2,851.00	$178,370	$522,340 Land $179,730 Building $342,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

Nearby Properties on Kira Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures