20640 Hammersmith Rd, Defiance, OH 43512 Property Records

Defiance County property record for 20640 Hammersmith Rd, Defiance, OH 43512

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,048 sqft · built 1972
Lot Size0.387 acres (16,875 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Dec 2018)
Tax Bill$1,519 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB110008002500

Property Details

APN / Parcel Number

Primary APNB110008002500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,048 sqft Living Area
Gross Area2,728 sqft
1st Floor Area1,048 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area16,875 sqft (0.387 acres)
Lot Dimensions135 ft deep x 125 ft wide
Garage TypeAttached - Unfinished
Garage Area308 sqft
Parking Spaces1 Parking Space
Patio Area324 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address20640 HAMMERSMITH RD
CityDEFIANCE
StateOH
Zip43512-9051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 8 NE PT NW NE
JurisdictionDEFIANCE OH
Township / Civil DivisionDEFIANCE
Census Block Group4
Census Block4028
Census Tract958900

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20640 HAMMERSMITH RD, DEFIANCE, OH 43512-9051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2018 · Amount on Record
Deed SaleDec 14, 2018 · Amount on Record
Prior SaleSep 21, 2006 · Amount on Record
Deed Document Number20185357
Deed Book / Page416 / 2532
Record UpdatedOct 29, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDEFIANCE OH
Recording DateDec 14, 2018
Property Address20640 HAMMERSMITH RD, DEFIANCE, OH 43512-9051
Document Number416/2532
Book / Page416 / 2532
Instrument DateDec 14, 2018
Instrument201800005357
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20640 HAMMERSMITH RD, DEFIANCE, OH 43512-9051

Mortgage

Document Number201800005358
DateDec 14, 2018
Instrument201800005358
Lender
NameMORTGAGE LENDERS OF AMERICA LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionDefiance Township
Unified School DistrictDefiance City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,519.00$38,090 (-) Land $3,530 Building $34,560
2024$1,519.00 (+22.8%)$38,090 (+36.67%) Land $3,530 Building $34,560$108,840 (+0.01%) Land $10,090 Building $98,750
2023$108,827 (+36.67%) Land $10,085 Building $98,742
2022$1,237.00$27,870 Land $3,450 Building $24,420
2020$79,630 Land $9,860 Building $69,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims8 (1981–2018)
Most Recent ClaimMar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arthur Mutual Telephone
Fiber
1,000 / 500

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hammersmith Rd

Nearby Streets

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