20426 Hammersmith Rd, Defiance, OH 43512 Property Records

Defiance County property record for 20426 Hammersmith Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,369 sqft · built 1959
Lot Size	4.42 acres (192,927 sqft)
Owner	Individual Name on File
Last Sale	$69,600 (Sep 1998)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Dec 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B110008001300`

Property Details

APN / Parcel Number

Primary APN	`B110008001300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
Gross Area	2,961 sqft
1st Floor Area	1,076 sqft
Upper Floors Area	292 sqft
Attic	Attic
Attic Area	416 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	192,927 sqft (4.42 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	20426 HAMMERSMITH RD
City	DEFIANCE
State	OH
Zip	43512-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 8 E 1/2 N CANAL NW
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	4
Census Block	4030
Census Tract	958900

Owner

20426 Hammersmith Rd is owned and occupied by an individual who acquired it in September 2023.

Source: Defiance County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	20426 HAMMERSMITH RD, DEFIANCE, OH 43512-9051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Dec 10, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Sep 20, 2023	Transfer on Death Deed, Transfer
Dec 11, 2019	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 1998 · Amount on File
Deed Sale	Sep 25, 1998 · Amount on File
Prior Sale	Oct 12, 1994 · Amount on File
Last Transfer Date	Sep 20, 2023
Transfer Doc	00459/1835
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	20426 HAMMERSMITH RD, DEFIANCE, OH 43512-9051
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00407/1520
Date	Oct 23, 2017
Book Page	407/1520
Instrument	201700004478

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	143 Months
Due	Sep 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	20426 HAMMERSMITH RD, DEFIANCE, OH 43512-9051
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00348/2442
Date	Dec 10, 2010
Book Page	348/2442
Instrument	201000006393

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2026

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DEFIANCE OH
Recording Date	Sep 20, 2023
Property Address	20426 HAMMERSMITH RD, DEFIANCE, OH 43512-9051
Document Number	00459/1835
Book / Page	459 / 1835
Instrument Date	Sep 19, 2023
Instrument	202300003319
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20426 HAMMERSMITH RD, DEFIANCE, OH 43512-9051

December 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	DEFIANCE OH
Recording Date	Dec 11, 2019
Property Address	20426 HAMMERSMITH RD, DEFIANCE, OH 43512-9051
Document Number	424/1303
Book / Page	424 / 1303
Instrument Date	Nov 21, 2019
Instrument	201900004987
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20426 HAMMERSMITH RD, DEFIANCE, OH 43512-9051

Tax Assessment & Valuation

The 2025 property tax bill for 20426 Hammersmith Rd was $1,146 with a homeowner's exemption.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00 Homeowner's exemption	$39,210 (-) Land $9,720 Building $29,490
2024	$1,146.00 (-1.63%) Homeowner's exemption	$39,210 (-) Land $9,720 Building $29,490	$112,030 (+%) Land $27,770 Building $84,260
2023	$1,165.00 (+25.4%) Homeowner's exemption	$39,210 (+30.83%) Land $9,720 Building $29,490	$112,028 Land $27,771 Building $84,257
2022	$929.00 Homeowner's exemption	$29,970 Land $8,570 Building $21,400
2020			$85,610 Land $24,480 Building $61,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20426 Hammersmith Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1981–2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20426 Hammersmith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arthur Mutual Telephone Fiber	1,000 / 500

May also be available: MetaLINK Technologies.

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