Dubuque County property record for 20638 Cobblestone Ln, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 9 ba · 3,962 sqft · built 2023 |
| Lot Size | 5.23 acres (228,342 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $6,120 (2024) |
| Deeds & Mortgages | Apr 2023 Construction Loan Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-100-015 |
| Primary APN | 06-23-100-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,962 sqft Living Area |
| Basement Area | 3,962 sqft |
| Finished Basement | 2,616 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 228,342 sqft (5.23 acres) |
| Lot Dimensions | 112 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 1,227 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 229 sqft |
| Sports Court | Sports Court |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 06-23-100-015 |
|---|---|
| Street Address | 20638 COBBLESTONE LN |
| City | DUBUQUE |
| State | IA |
| Zip | 52001-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 1 COBBLESTONE PLACE; |
| Legal Subdivision | GRAND RIVER BLUFFS |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10600 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 20638 COBBLESTONE LN, DUBUQUE, IA 52001-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Construction Mortgage DUPACO COMMUNITY CU |
| Feb 9, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2023 |
| Transfer Doc | 0000001222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 20638 COBBLESTONE LN, DUBUQUE, IA 52001-9657 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000003389 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 2023-00003389 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Feb 9, 2023 |
| Property Address | 20638 COBBLESTONE LN, DUBUQUE, IA 52001-9657 |
| Document Number | 0000001222 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2023-00001222 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 RAYMOND PL APT 4, 4, DUBUQUE, IA 52001-6649 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,636,300 (+2,129.29%) Land $259,300 Building $1,377,000 | $1,636,300 (+1,484.03%) Land $259,300 Building $1,377,000 | |
| 2024 | $6,120.00 (+175.43%) | ||
| 2023 | $73,400 (-53.47%) Land $73,400 | $103,300 (-44.94%) | |
| 2022 | $2,222.00 | $157,760 Land $157,760 | |
| 2021 | $187,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1991–2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Comelec Internet Services, Nextlink.
5G (outdoors only) and 4G LTE
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