20600 Cobblestone Ln, Dubuque, IA 52001 Property Records

Dubuque County property record for 20600 Cobblestone Ln, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 9 ba · 4,440 sqft · built 2007
Lot Size	4.84 acres (210,656 sqft)
Owner	2 Company Names on Record
Last Sale	$1,130,000 (Dec 2019)
Tax Bill	$15,720 (2024)
Deeds & Mortgages	May 2021 Line of Credit May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-100-016`

Property Details

APN / Parcel Number

Primary APN	`06-23-100-016`
Alternative APN	`06-23-100-022`

Interior

Bedrooms	4 Beds
Full Baths	9 Baths
Half Baths	5 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,440 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	3,027 sqft
Finished Basement	2,792 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	210,656 sqft (4.84 acres)
Garage Type	Attached
Garage Area	1,844 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	468 sqft
Deck Area	53 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	06-23-100-016
Street Address	20600 COBBLESTONE LN
City	DUBUQUE
State	IA
Zip	52001-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2 COBBLESTONE PLACE;
Legal Subdivision	GRAND RIVER BLUFFS
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	PERU
Census Block Group	1
Census Block	1012
Census Tract	10600

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20600 COBBLESTONE LN, DUBUQUE, IA 52001-9657
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
May 31, 2023	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Jul 17, 2023	Contract Sale, Subdivision Related Transfer
Dec 5, 2022	Re-recorded Document
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	2019-00016070
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	20600 COBBLESTONE LN, DUBUQUE, IA 52001-9657
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007841
Date	May 17, 2021
Instrument	2021-00007841

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	20600 COBBLESTONE LN, DUBUQUE, IA 52001-9657
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20600 COBBLESTONE LN, DUBUQUE, IA 52001-9657

Mortgage

Document Number	0000005023
Date	May 31, 2023
Instrument	2023-00005023

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	38 Months
Due	Jul 1, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Contract Sale, Subdivision Related Transfer

Document Type	Contract Sale
Jurisdiction	DUBUQUE IA
Recording Date	Jul 17, 2023
Property Address	20600 COBBLESTONE LN, DUBUQUE, IA 52001-9657
Document Number	0000006816
Instrument Date	Jul 14, 2023
Instrument	2023-00006816
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

December 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DUBUQUE IA
Recording Date	Dec 5, 2022
Property Address	20600 COBBLESTONE LN, DUBUQUE, IA 52001-9657
Document Number	0000014632
Instrument Date	Nov 11, 2022
Instrument	2022-00014632
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20600 COBBLESTONE LN, DUBUQUE, IA 52001-9657

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 19, 2019
Property Address	20600 COBBLESTONE LN, DUBUQUE, IA 52001-9657
Document Number	0000016070
Instrument Date	Dec 10, 2019
Instrument	2019-00016070
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,807.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20600 COBBLESTONE LN, DUBUQUE, IA 52001-9657

Mortgage

Document Number	0000016071
Date	Dec 19, 2019
Instrument	2019-00016071

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000016072
Date	Dec 19, 2019
Instrument	2019-00016072

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,510,100 (+11.49%) Land $255,100 Building $1,255,000	$1,510,100 (+9.44%) Land $255,100 Building $1,255,000
2024	$15,720.00 (-2.3%)
2023		$1,354,500 (+17.7%) Land $228,400 Building $1,126,100	$1,379,800 (+17.32%)
2022	$16,090.00 Homeowner's exemption	$1,150,840 Land $225,370 Building $925,470
2021			$1,176,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1991–2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 6 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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