20630 94th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 20630 94th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,035 sqft · built 2009
Lot Size	0.153 acres (6,669 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,219 (Jan 2017)
Tax Bill	$6,755 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602536-0-190`

Property Details

APN / Parcel Number

Primary APN	`602536-0-190`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,035 sqft Living Area
Gross Area	3,595 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,669 sqft (0.153 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	716 sqft
Patio Area	716 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	20630 94TH AVE E
City	GRAHAM
State	WA
Zip	98338-8482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 43 PLAT MICHAELS LANDING LOT 19 TOG/W UND INT IN TRS B, C, G, H, I & J EASE OF REC OUT OF 04-18-04-4-019 & 8-029 SEG 2007-0256 LW09/12/06LW
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	MICHAELS LANDING
Legal Tract	B
Legal Lot Number	19
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2003
Census Tract	73124

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20630 94TH AVE E, GRAHAM, WA 98338-8482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jan 19, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2017 · Amount on Record
Deed Sale	Jan 19, 2017 · Amount on Record
Prior Sale	Apr 9, 2010 · Amount on Record
Deed Document Number	2017838
Prior Transfer Date	Oct 11, 2006
Prior Transfer Doc	0000000372
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20630 94TH AVE E, GRAHAM, WA 98338-8482
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001160235
Date	Jan 16, 2026
Instrument	202601160235

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20630 94TH AVE E, GRAHAM, WA 98338-8482
Document Number	2010190868
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20630 94TH AVE E GRAHAM WA 983388482, GRAHAM, WA 98338-8482

Mortgage

Document Number	2010190868
Date	Oct 19, 2020
Instrument	202010190868

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 19, 2017
Property Address	20630 94TH AVE E, GRAHAM, WA 98338-8482
Document Number	1701190838
Instrument Date	Jan 18, 2017
Instrument	201701190838
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,816.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20630 94TH AVE E GRAHAM WA 983388482, GRAHAM, WA 98338-8482

Mortgage

Document Number	1701190839
Date	Jan 19, 2017
Instrument	201701190839

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,755.00 (+1.93%)	$573,900 (+1.15%) Land $159,300 Building $414,600	$573,900 (+1.15%) Land $159,300 Building $414,600
2025	$6,627.00 (-0.97%)
2024	$6,692.00 (-2.83%)	$567,400 (-5.54%) Land $150,900 Building $416,500	$567,400 (-5.54%) Land $150,900 Building $416,500
2023	$6,887.00	$600,700 Land $167,600 Building $433,100	$600,700 Land $167,600 Building $433,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20

May also be available: Verizon.

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