20622 94th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 20622 94th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,929 sqft · built 2009
Lot Size	0.165 acres (7,203 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,000 (Jun 2020)
Tax Bill	$6,587 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602536-0-160`

Property Details

APN / Parcel Number

Primary APN	`602536-0-160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,929 sqft Living Area
Gross Area	3,391 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,203 sqft (0.165 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	844 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20622 94TH AVE E
City	GRAHAM
State	WA
Zip	98338-8482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 43 PLAT MICHAELS LANDING LOT 16 TOG/W UND INT IN TRS B, C, G, H, I & J EASE OF REC OUT OF 04-18-04-4-019 & 8-029 SEG 2007-0256 LW09/12/06LW
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	MICHAELS LANDING
Legal Tract	B
Legal Lot Number	16
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2003
Census Tract	73124

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20622 94TH AVE E, GRAHAM, WA 98338-8482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 4, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 8, 2018	Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING
Jul 24, 2013	Loan Modification, Mortgage · Conventional with PMI OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Prior Sale	Nov 2, 2009 · Amount on Record
Deed Document Number	202040864
Prior Transfer Date	Oct 11, 2006
Prior Transfer Doc	0000000372
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20622 94TH AVE E, GRAHAM, WA 98338-8482
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20622 94TH AVE E, GRAHAM, WA 98338-8482

Mortgage

Document Number	0012270151
Date	Dec 27, 2021
Instrument	202112270151

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 4, 2020
Property Address	20622 94TH AVE E, GRAHAM, WA 98338-8482
Document Number	0006040864
Map Reference	DOC 200608095002
Instrument Date	Jun 3, 2020
Instrument	202006040864
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,216.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20622 94TH AVE E, GRAHAM, WA 98338-8482
Investor	Possibly a Property Investor

Mortgage

Document Number	0006040865
Date	Jun 4, 2020
Instrument	202006040865

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0006040866
Date	Jun 4, 2020
Instrument	202006040866

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	20622 94TH AVE E, GRAHAM, WA 98338-8482
Document Number	1901150142
Instrument Date	Dec 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20622 94TH AVE E GRAHAM WA 983388482, GRAHAM, WA 98338-8482

Mortgage

Document Number	1901150142
Date	Jan 15, 2019
Instrument	201901150142

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Interest

Rate	4.75%

July 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	20622 94TH AVE E, GRAHAM, WA 98338-8482
Document Number	1708230366
Instrument Date	Jul 24, 2013
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20622 94TH AVE E GRAHAM WA 983388482, GRAHAM, WA 98338-8482

Mortgage

Document Number	1708230366
Date	Aug 23, 2017
Instrument	201708230366

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WATERLOO, IA 50702

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2042

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,587.00 (+2.16%)	$560,300 (+1.14%) Land $162,400 Building $397,900	$560,300 (+1.14%) Land $162,400 Building $397,900
2025	$6,448.00 (-1.13%)
2024	$6,522.00 (-2.96%)	$554,000 (-5.62%) Land $153,800 Building $400,200	$554,000 (-5.62%) Land $153,800 Building $400,200
2023	$6,721.00	$587,000 Land $170,900 Building $416,100	$587,000 Land $170,900 Building $416,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20

May also be available: Verizon.

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