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20621 Fruitful Dr, Estero, FL 33928 Property Records

Lee County property record for 20621 Fruitful Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,640 sqft · built 1996
Lot Size0.291 acres (12,676 sqft)
Owner2 Individual Names on File
Last Sale$151,300 (Dec 1996)
Tax Bill$2,733 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-46-25-E4-04000.0110

Property Details

APN / Parcel Number

Primary APN27-46-25-E4-04000.0110
Alternative APNs
  • 252746E4040000110
  • 27462504000000110
  • 10272982

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,640 sqft Living Area
Gross Area3,542 sqft
1st Floor Area1,947 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area12,676 sqft (0.291 acres)
Garage TypeAttached
Garage Area443 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area302 sqft
PorchFlorida Room
Porch Area459 sqft
Patio Area391 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10272982
Street Address20621 FRUITFUL DR
CityESTERO
StateFL
Zip33928-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionGROVES S/D PB 43 PG 88 LOT 11
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionGROVES
Legal TractE4
Legal Block1
Legal Lot Number11
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50210

Owner

20621 Fruitful Dr is owned and occupied by two individuals who bought it in December 1996.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address20621 FRUITFUL DR, ESTERO, FL 33928-3131
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 1996 · Amount on File
Deed SaleDec 13, 1996 · Amount on File
Deed Book / Page2772 / 2274
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20621 FRUITFUL DR, ESTERO, FL 33928-3131
Transaction TypeMortgage
Record UpdatedSep 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20621 FRUITFUL DR, ESTERO, FL 33928-3131

Mortgage

Document Number0000280612
DateAug 22, 2023
Instrument2023000280612
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33608
Agreement
TypeLine of Credit
AmountAmount on Record
Term216 Months
DueAug 21, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 20621 Fruitful Dr was $2,733 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,980 (+2.7%)$438,481 (+5.93%) Land $96,545 Building $341,936
2025$2,733.00 Homeowner's exemption$221,986$413,931 Land $108,205 Building $305,726
2023$2,530.00 (-2.05%) Homeowner's exemption$209,447 (+3%)$490,372 (+28.91%) Land $125,399 Building $364,973
2022$2,583.00 Homeowner's exemption$203,347$380,399 Land $88,572 Building $291,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20621 Fruitful Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 143 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20621 Fruitful Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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