20620 Fruitful Dr, Estero, FL 33928 Property Records

Lee County property record for 20620 Fruitful Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,508 sqft · built 1998
Lot Size0.321 acres (13,983 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Jun 2020)
Tax Bill$3,798 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-46-25-E4-04000.0600

Property Details

APN / Parcel Number

Primary APN27-46-25-E4-04000.0600
Alternative APNs
  • 252746E4040000600
  • 27462504000000600
  • 10273031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,508 sqft Living Area
Gross Area3,070 sqft
1st Floor Area2,187 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area13,983 sqft (0.321 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10273031
Street Address20620 FRUITFUL DR
CityESTERO
StateFL
Zip33928-3100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionGROVES S/D PB 43 PG 88 LOT 60
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionGROVES
Legal TractE4
Legal Block1
Legal Lot Number60
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1005
Census Tract50210

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20620 FRUITFUL DR, ESTERO, FL 33928-3100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleSep 17, 1997 · Amount on Record
Deed Document Number2020146313
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 26, 2020
Property Address20620 FRUITFUL DR, ESTERO, FL 33928-3100
Document Number0000146313
Instrument DateJun 24, 2020
Instrument146313
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyBONITA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20620 FRUITFUL DR ESTERO FL 339283100, ESTERO, FL 33928-3100

Mortgage

Document Number146314
DateJun 26, 2020
Instrument146314
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,798.00 (+7.38%) Homeowner's exemption$303,817 (+4.27%)$458,103 (-13.77%) Land $108,205 Building $349,898
2023$3,537.00 (-0.84%) Homeowner's exemption$291,373 (+3%)$531,240 (+37.85%) Land $125,399 Building $405,841
2022$3,567.00 Homeowner's exemption$282,886$385,378 Land $88,572 Building $296,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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