20620 E Watson Ln, Otis Orchards, WA 99027 Property Records

Spokane County property record for 20620 E Watson Ln, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,334 sqft · built 1995
Lot Size	7.26 acres (316,246 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (May 2008)
Tax Bill	$5,188 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`56283.9038`

Property Details

APN / Parcel Number

Primary APN	`56283.9038`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,334 sqft Living Area
Gross Area	2,854 sqft
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	316,246 sqft
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	96 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20620 E WATSON LN
City	OTIS ORCHARDS
State	WA
Zip	99027-8229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	28-26-45 TR 5 SP93-884, AUDITORS FILE #9409140435, BEING A PTN OF THE S1/2 OF THE SW1/4, EXC CO RDS
Legal Range	45
Legal Township	26
Legal Section	28
Legal Subdivision	SPSP88493
Legal Tract	5
Jurisdiction	SPOKANE WA
Township / Civil Division	MOUNT SPOKANE
Census Block Group	1
Census Block	1014
Census Tract	10101

Owner

20620 E Watson Ln is owned and occupied by an individual who bought it in May 2008.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	20620 E WATSON LN, OTIS ORCHARDS, WA 99027-8229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2008 · Amount on File
Deed Sale	May 2, 2008 · Amount on File
Prior Sale	Sep 29, 1995 · Amount on File
Deed Document Number	20085671183
Prior Transfer Date	Jul 16, 2003
Prior Transfer Doc	0004994656
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20620 E WATSON LN, OTIS ORCHARDS, WA 99027-8229
Document Number	0006661714
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20620 E WATSON LN OTIS ORCHARDS WA 990278229, OTIS ORCHARDS, WA 99027-8229

Mortgage

Document Number	0006661714
Date	Nov 27, 2017
Instrument	6661714

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20620 E Watson Ln was $5,188, up 3.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,188.00 (+3.86%)	$532,920 Land $197,820 Building $335,100	$532,920 Land $197,820 Building $335,100
2025	$4,995.00
2024		$520,500 (+28.7%) Land $174,700 Building $345,800	$520,500 (+28.7%) Land $174,700 Building $345,800
2023	$4,993.00 (+6.42%)	$404,430 Land $127,930 Building $276,500	$404,430 Land $127,930 Building $276,500
2022	$4,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20620 E Watson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20620 E Watson Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20