20310 E Watson Ln, Otis Orchards, WA 99027 Property Records

Spokane County property record for 20310 E Watson Ln, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,662 sqft · built 1995
Lot Size	5.63 acres (245,678 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jun 2021)
Tax Bill	$5,249 (2026)
Deeds & Mortgages	May 2021 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56283.9034`

Property Details

APN / Parcel Number

Primary APN	`56283.9034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,662 sqft Living Area
1st Floor Area	1,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	245,678 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	368 sqft
Patio Area	368 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20310 E WATSON LN
City	OTIS ORCHARDS
State	WA
Zip	99027-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	28-26-45 TR 1 SP93-884, AUDITORS FILE #9409140435, BEING A PTN OF THE S1/2 OF THE SW1/4, EXC CO RDS
Legal Range	45
Legal Township	26
Legal Section	28
Legal Subdivision	SP884-93
Legal Tract	1
Jurisdiction	SPOKANE WA
Township / Civil Division	MOUNT SPOKANE
Census Block Group	1
Census Block	1014
Census Tract	10101

Owner

20310 E Watson Ln is owned by two individuals who bought it in June 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1514 E COLUMBIA AVE, SPOKANE, WA 99208-2845
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF HOUSING & URBAN DEV
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Apr 27, 1995 · Amount on File
Deed Document Number	20217094436
Prior Transfer Date	Mar 6, 2003
Prior Transfer Doc	0004860971
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20310 E WATSON LN, OTIS ORCHARDS, WA 99027-8222
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007071155
Date	May 6, 2021
Instrument	7071155

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 29, 2021
Property Address	20310 E WATSON LN, OTIS ORCHARDS, WA 99027-8222
Document Number	0007094436
Map Reference	VOL 11 PG 31&32
Instrument Date	Jun 18, 2021
Instrument	7094436
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1514 E COLUMBIA AVE, SPOKANE, WA 99208-2845

Mortgage

Document Number	0007094437
Date	Jun 29, 2021
Instrument	7094437

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 20310 E Watson Ln was $5,249, up 1.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,249.00 (+1.74%)	$509,430 Land $165,530 Building $343,900	$509,430 Land $165,530 Building $343,900
2025	$5,159.00
2024		$534,930 (+54.37%) Land $162,230 Building $372,700	$534,930 (+54.37%) Land $162,230 Building $372,700
2023	$5,155.00 (+26.47%)	$346,520 Land $119,020 Building $227,500	$346,520 Land $119,020 Building $227,500
2022	$4,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20310 E Watson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20310 E Watson Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 66% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Watson Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures