20618 Independence Way, Bend, OR 97701 Property Records

Deschutes County property record for 20618 Independence Way, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,118 sqft · built 1979
Lot Size1.2 acres (52,272 sqft)
Owner2 Company Names on Record
Tax Bill$4,114 (2025)
Deeds & MortgagesSep 2026 Sale
Nov 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN171216-CA-02900

Property Details

APN / Parcel Number

Primary APN171216-CA-02900
Alternative APNs
  • R1088171216C004400
  • 154468

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,118 sqft Living Area
Gross Area2,694 sqft
1st Floor Area2,118 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Garage Area576 sqft
Shed1 Shed
Shed Area96 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number154468
Street Address20618 INDEPENDENCE WAY
CityBEND
StateOR
Zip97701-8522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBROOKSIDE FIRST ADDITION BLOCK 1 LOT 7
Legal Range12
Legal Township17
Legal Section16
Legal SubdivisionBROOKSIDE FIRST ADDITION
Legal Block1
Legal Lot Number7
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3009
Census Tract1101

Owner

Source: Deschutes County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20618 INDEPENDENCE WAY, BEND, OR 97701-8522
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 9, 2020Deed of Trust, Mortgage · Line of Credit
MID OR FCU
Aug 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateSep 29, 2026
Property Address20618 INDEPENDENCE WAY, BEND, OR 97701-8522
Document Number0000029121
Instrument DateSep 29, 2026
Instrument202629121
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20618 INDEPENDENCE WAY, BEND, OR 97701-8522

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20618 INDEPENDENCE WAY, BEND, OR 97701-8522
Document Number0000061454
Instrument DateNov 9, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20618 INDEPENDENCE WAY BEND OR 977018522, BEND, OR 97701-8522

Mortgage

Document Number0000061454
DateNov 16, 2020
Instrument61454
Lender
NameMID OR FCU
TypeCredit Union
AddressBEND, OR 97708
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 15, 2050
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20618 INDEPENDENCE WAY, BEND, OR 97701-8522
Document Number0000034203
Instrument DateAug 14, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20618 INDEPENDENCE WAY BEND OR 977018522, BEND, OR 97701-8522

Mortgage

Document Number0000034203
DateAug 22, 2018
Instrument34203
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,114.00 (+3.94%)$243,520 (+3%)$678,960 (+8.38%) Land $272,500 Building $406,460
2024$3,958.00 (+7.88%)$236,430 (+3%)$626,490 (-6.05%) Land $272,500 Building $353,990
2023$3,669.00$229,550$666,810 Land $266,500 Building $400,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20

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