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20615 Independence Way, Bend, OR 97701 Property Records

Deschutes County property record for 20615 Independence Way, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details2,002 sqft · built 2020
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Aug 2019)
Tax Bill$4,811 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN171216-CD-00701

Property Details

APN / Parcel Number

Primary APN171216-CD-00701
Alternative APN
  • 266204

Interior

Stories1 Story
Building Area2,002 sqft
Gross Area533 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area15,246 sqft (0.35 acres)

Location & Zoning

Account Number266204
Street Address20615 INDEPENDENCE WAY
CityBEND
StateOR
Zip97701-8522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPP2010-16 LOT PARCEL 2
Legal Range12
Legal Township17
Legal Section16
Legal SubdivisionPP2010-16
Legal Block16
Legal Lot Number2
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3009
Census Tract1101

Owner

Source: Deschutes County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20615 INDEPENDENCE WAY, BEND, OR 97701-8522
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Deed of Trust, Mortgage · Line of Credit
SELCO COMMUNITY CU
Jan 3, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ARBOR MORTGAGE GROUP LLC
Jul 13, 2020Intrafamily Transfer, Transfer · Construction Mortgage
UMPQUA BANK
Aug 26, 2019Warranty Deed, Transfer
WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
Mar 2, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Prior SaleMay 25, 2016 · Amount on Record
Deed Document Number201931185
Last Transfer DateSep 27, 2024
Transfer Doc0000026220
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20615 INDEPENDENCE WAY, BEND, OR 97701-8522
Transaction TypeMortgage
Record UpdatedOct 3, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address20615 INDEPENDENCE WAY, BEND, OR 97701-8522

Mortgage

Document Number0000023605
DateSep 22, 2023
Instrument2023-23605
Lender
NameSELCO COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97477
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateJan 3, 2022
Property Address20615 INDEPENDENCE WAY, BEND, OR 97701-8522
Document Number0000000050
Instrument DateDec 22, 2021
Instrument2022-00050
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address20615 INDEPENDENCE WAY, BEND, OR 97701-8522

Mortgage

Document Number0000000051
DateJan 3, 2022
Instrument2022-00051
Lender
NameARBOR MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateJul 13, 2020
Property Address20615 INDEPENDENCE WAY, BEND, OR 97701-8522
Document Number0000033389
Map ReferenceCAB 4 PG 58
Instrument DateJul 10, 2020
Instrument2020-33389
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyDESCHUTES COUNTY TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address61652 GEMINI WAY, BEND, OR 97702-3042

Mortgage

Document Number0000033390
DateJul 13, 2020
Instrument2020-33390
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueMay 1, 2051
Interest
AdjustableAdjustable Rate Rider

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 26, 2019
Property Address20615 INDEPENDENCE WAY, BEND, OR 97701-8522
Document Number0000031185
Instrument DateAug 19, 2019
Instrument31185
Transaction TypeTransfer
Record UpdatedSep 4, 2019
Title CompanyWESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Tax$95.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address61652 GEMINI WAY BEND OR 977023042, BEND, OR 97702-3042

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDESCHUTES OR
Recording DateMar 2, 2018
Property Address20615 INDEPENDENCE WAY, BEND, OR 97701-8522
Document Number0000008266
Instrument DateFeb 28, 2018
Instrument8266
Transaction TypeTransfer
Record UpdatedMar 9, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20615 INDEPENDENCE WAY BEND OR 977018522, BEND, OR 97701-8522

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,811.00 (+3.93%)$284,770 (+3%)$886,840 (+10.8%) Land $231,000 Building $655,840
2024$4,629.00 (+7.88%)$276,480 (+3%)$800,380 (-0.71%) Land $231,000 Building $569,380
2023$4,291.00$268,430$806,096 Land $226,000 Building $580,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20

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