20310 108th St E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20310 108th St E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,566 sqft · built 1993
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$437,000 (Jul 2021)
Tax Bill	$5,475 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`693640-0-140`

Property Details

APN / Parcel Number

Primary APN	`693640-0-140`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,566 sqft Living Area
Gross Area	2,046 sqft
Upper Floors Area	1,082 sqft
Basement Area	480 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	20310 108TH ST E
City	BONNEY LAKE
State	WA
Zip	98391-5903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 31 PONDEROSA ESTATES DIV # 4: PONDEROSA ESTATES DIV # 4 L 216 EASE OF RECORD
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	PONDEROSA ESTATES DIV # 4
Legal Lot Number	216
Legal Unit	4
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1000
Census Tract	70310

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20310 108TH ST E, BONNEY LAKE, WA 98391-5903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · ARM CU HOME MORTGAGE SOLUTIONS LLC
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Oct 24, 1997 · Amount on Record
Deed Document Number	2021513
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20310 108TH ST E, SUMNER, WA 98391-5903
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003300681
Date	Mar 30, 2020
Instrument	202003300681

Lender

Name	CU HOME MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 28, 2021
Property Address	20310 108TH ST E, SUMNER, WA 98391-5903
Document Number	0007280513
Map Reference	VOL 32 PG 26&27
Instrument Date	Jul 14, 2021
Instrument	202107280513
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,992.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20310 108TH ST E, SUMNER, WA 98391-5903

Mortgage

Document Number	0007280514
Date	Jul 28, 2021
Instrument	202107280514

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20310 108TH ST E, SUMNER, WA 98391-5903
Document Number	1905070552
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20310 108TH ST E BONNEY LAKE WA 983915903, BONNEY LAKE, WA 98391-5903

Mortgage

Document Number	1905070552
Date	May 7, 2019
Instrument	201905070552

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,475.00 (+5.72%)	$452,200 (+10.37%) Land $151,800 Building $300,400	$452,200 (+10.37%) Land $151,800 Building $300,400
2025	$5,179.00 (+16.59%)
2024	$4,442.00 (-0.27%)	$409,700 (-3.65%) Land $153,700 Building $256,000	$409,700 (-3.65%) Land $153,700 Building $256,000
2023	$4,454.00	$425,200 Land $157,400 Building $267,800	$425,200 Land $157,400 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Skynet Broadband, Verizon.

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