San Luis Obispo County property record for 2061 Ocean St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,660 sqft · built 1930 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Dec 1993) |
| Tax Bill | $6,980 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-088-010 |
| Primary APN | 062-088-010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,660 sqft Living Area |
| 1st Floor Area | 818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 2061 OCEAN ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | TN OCEANO BL 15 LT 33& 34 |
| Legal Subdivision | OCEANO MAP 02 |
| Legal Block | 15 |
| Legal Lot Number | 33,34 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2061 OCEAN ST, OCEANO, CA 93445-9067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTHILLS CU |
| Jun 11, 2026 | Grant Deed, Transfer · Conventional Mortgage SELCO CREDIT UNION |
| Jul 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage COASTHILLS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 1993 · Amount on Record |
| Deed Sale | Dec 10, 1993 · Amount on Record |
| Deed Document Number | 199377297 |
| Last Transfer Date | Jul 23, 2021 |
| Transfer Doc | 0000053058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2061 OCEAN ST, OCEANO, CA 93445-9067 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2061 OCEAN ST, OCEANO, CA 93445-9067 |
| Document Number | 0000011441 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023011441 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA MARIA, CA 93454 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 11, 2026 |
| Property Address | 2061 OCEAN ST, OCEANO, CA 93445-9067 |
| Document Number | 0000018394 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202618394 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2061 OCEAN ST, OCEANO, CA 93445-9067 |
| Document Number | 0000018395, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202618395 |
| Name | SELCO CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 27, 2021 |
| Property Address | 2061 OCEAN ST, OCEANO, CA 93445-9067 |
| Document Number | 0000053058 |
| Map Reference | MB A PG 148 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021053058 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2061 OCEAN ST, OCEANO, CA 93445-9067 |
| Document Number | 0000053059 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021053059 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $610,759 (+2%) Land $194,748 Building $416,011 | |
| 2025 | $6,980.00 (+4.77%) Homeowner's exemption | $598,784 (+4.04%) Land $190,930 Building $407,854 |
| 2023 | $6,662.00 (+1.42%) Homeowner's exemption | $575,534 Land $183,517 Building $392,017 |
| 2022 | $6,569.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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