20609 Cutter Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20609 Cutter Ct, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1986
Square Footage2,365 sqft Heated Area
Lot Size68,215 sqft (1.56 acres)
OccupancyOwner Occupied
Last Sale$675,000 (2021)
Tax Bill$9,376.00 (2023)

Property Details

APN / Parcel Number

Primary APN001-491-22

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,365 sqft Heated Area
Gross Area3,030 sqft Gross Area
1st Floor1,575 sqft 1st Floor
Upper Floors790 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Architectural StyleOther Style
Exterior MaterialComposition/Composite Exterior
Foundation TypeRaised Foundation
Roof MaterialAsphalt Roof
Lot Area68,215 sqft (1.56 acres)
Porch1 Porch
Porch Area201 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number001-491-22
Street Address20609 CUTTER CT
CityCORNELIUS
StateNC
Zip28031-7134
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT A20609 BLD 6 U/F 339
Legal SubdivisionPOINTE REGATTA CONDOS
JurisdictionMECKLENBURG NC
Minor Civil Division10, LEMLEY
Census Blockgroup1
Census Block1010
Census Tract6217

Owner

Source: Mecklenburg County records · APN 001-491-22

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20609 CUTTER CT, CORNELIUS, NC 28031-7134
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Jan 08, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2021 · Amount on Record
Deed SaleJan 08, 2021 · Amount on Record
Deed Doc Number0035529373
Deed Book / Page35529 / 373
Record RefreshedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20609 CUTTER CT, CORNELIUS, NC 28031-7134
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address20609 CUTTER CT, CORNELIUS, NC 28031-7134

Mortgage

Document Number0000217692
DateNov 16, 2021
Book Page36764/888
Instrument2021217692
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 08, 2021
Property Address20609 CUTTER CT, CORNELIUS, NC 28031-7134
Document Number0000004282
Book / Page35529 / 373
Map ReferenceMB 339 PG 1-6
Instrument DateJan 04, 2021
Instrument2021004282
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1391 PLAZA WEST RD, 1391, WINSTON SALEM, NC 27103-1419

Transferred To (Grantee/Buyer)

NameVerified Name
Address20609 CUTTER CT, CORNELIUS, NC 28031-7134

Mortgage

Document Number0000004283
DateJan 08, 2021
Instrument2021004283
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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