20603 Cutter Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20603 Cutter Ct, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1987
Square Footage2,109 sqft Heated Area
Lot Size68,215 sqft (1.56 acres)
OccupancyOwner Occupied
Last Sale$1,025,000 (2022)
Tax Bill$8,463.00 (2023)

Property Details

APN / Parcel Number

Primary APN001-491-19

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,109 sqft Heated Area
Gross Area2,694 sqft Gross Area
1st Floor1,426 sqft 1st Floor
Upper Floors683 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Architectural StyleOther Style
Exterior MaterialComposition/Composite Exterior
Foundation TypeRaised Foundation
Roof MaterialAsphalt Roof
Lot Area68,215 sqft (1.56 acres)
Porch1 Porch
Porch Area139 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number001-491-19
Street Address20603 CUTTER CT
CityCORNELIUS
StateNC
Zip28031-7134
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT B20603 BLD 5 U/F 339
Legal SubdivisionPOINTE REGATTA CONDO
Legal Block20603
JurisdictionMECKLENBURG NC
Minor Civil Division10, LEMLEY
Census Blockgroup1
Census Block1010
Census Tract6217

Owner

Source: Mecklenburg County records · APN 001-491-19

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20603 CUTTER CT, CORNELIUS, NC 28031-7134
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Apr 13, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Prior SaleApr 13, 2017 · Amount on Record
Deed Doc Number0037188724
Deed Book / Page37188 / 724
Record RefreshedJun 07, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 25, 2022
Property Address20603 CUTTER CT, CORNELIUS, NC 28031-7134
Document Number0000046576
Book / Page37188 / 724
Map ReferenceMB 339 PG 11-13
Instrument DateMar 25, 2022
Instrument2022046576
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyFORTIFIED TITLE, FORTIFIED TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,050.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address20809 POINTE REGATTA DR, CORNELIUS, NC 28031-7161

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046577
DateMar 25, 2022
Instrument2022046577
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2037

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 13, 2017
Property Address20603 CUTTER CT, CORNELIUS, NC 28031-7134
Document Number0000048267
Book / Page31719 / 212
Map ReferenceMB339 PG11-13
Instrument DateApr 13, 2017
Instrument2017048267
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17113 COURTSIDE LANDING DR, 17113, CORNELIUS, NC 28031-0269

Transferred To (Grantee/Buyer)

NameVerified Name
Address20603 CUTTER CT, CORNELIUS, NC 28031-7134

Mortgage

Document Number0000048268
DateApr 13, 2017
Instrument2017048268
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateMay 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.62%
Index1-Year LIBOR
Max Rate8.62%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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