Deschutes County property record for 20605 Lowe Ln, Bend, OR 97703 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,633 sqft · built 2021 |
| Lot Size | 9.02 acres (392,911 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,715,000 (Jun 2026) |
| Tax Bill | $11,082 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171204-00-00228 |
| Primary APN | 171204-00-00228 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,633 sqft |
| Gross Area | 1,014 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bi-Level |
| Lot Area | 392,911 sqft (9.02 acres) |
| Account Number | 271950 |
|---|---|
| Street Address | 20605 LOWE LN |
| City | BEND |
| State | OR |
| Zip | 97703-8829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PP2015-09 LOT PARCEL 2 |
| Legal Range | 12 |
| Legal Township | 17 |
| Legal Section | 04 |
| Legal Subdivision | PP2015-09 |
| Legal Block | 9 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1102 |
Source: Deschutes County records · APN 171204-00-00228
Assessment roll updated November 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20605 LOWE LN, BEND, OR 97703-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 09, 2019 | Warranty Deed, Transfer AMERITITLE |
| May 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Oct 09, 2019 · Amount on Record |
| Deed Document Number | 202617548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 12, 2026 |
| Property Address | 20605 LOWE LN, BEND, OR 97703-8829 |
| Document Number | 0000017548 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202617548 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | WESTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20605 LOWE LN, BEND, OR 97703-8829 |
| Document Number | 0000017549, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202617549 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 09, 2019 |
| Property Address | 20605 LOWE LN, BEND, OR 97703-8829 |
| Document Number | 0000038541 |
| Instrument Date | Oct 05, 2019 |
| Instrument | 38541 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $437.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9500 SW ARDENWOOD ST PORTLAND OR 972254907, PORTLAND, OR 97225-4907 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 17, 2018 |
| Property Address | 20605 LOWE LN, BEND, OR 97703-8829 |
| Document Number | 0000019865 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 19865 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 20596 LOWE LN BEND OR 97703, BEND, OR 97703 |
| Document Number | 19866 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 19866 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,082.00 (+4.53%) | $739,830 (+3%) | $1,981,190 (-4.17%) Land $433,770 Building $1,547,420 |
| 2024 | $10,602.00 (+6.26%) | $718,290 (+3%) | $2,067,320 (-) Land $455,420 Building $1,611,900 |
| 2023 | $9,977.00 | $697,370 | $2,067,320 Land $455,420 Building $1,611,900 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170011021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Wildfire Risk | High above 73% of the US · above 34% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 345 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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