Deschutes County property record for 20590 Lowe Ln, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 836 sqft · built 1992 |
| Lot Size | 9.93 acres (432,986 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Sep 2015) |
| Tax Bill | $2,150 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10031712040000221 |
| Primary APN | R10031712040000221 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 836 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Attic Area | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Lot Area | 432,986 sqft (9.93 acres) |
| Total Buildings | 5 Buildings |
| Account Number | 158206 |
|---|---|
| Old Parcel Number | R10031712040000221 |
| Street Address | 20590 LOWE LN |
| City | BEND |
| State | OR |
| Zip | 97703-8829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWN/RNG/MER:SEC 04 TWN 17 RNG 12 MAP REF:171204-00 |
| Legal Range | 12E |
| Legal Township | 17S |
| Legal Section | 04 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1102 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20590 LOWE LN, BEND, OR 97703-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING |
| Aug 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| May 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Mar 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2015 · Amount on Record |
| Deed Sale | Sep 28, 2015 · Amount on Record |
| Prior Sale | Sep 28, 2015 · Amount on Record |
| Deed Document Number | 2015-040023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20590 LOWE LN, BEND, OR 97703-8829 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011562 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-11562 |
| Name | DMI MORTGAGE SERVICING |
|---|---|
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20590 LOWE LN, BEND, OR 97703-8829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000033525 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 2018-33525 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20590 LOWE LN, BEND, OR 97703-8829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000014729 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 2019-14729 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20590 LOWE LN, BEND, OR 97703-8829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | WESTERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013734 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020-13734 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,150.00 (+4.52%) | $143,550 (+3%) | $736,380 (-4.71%) Land $598,890 Building $137,490 |
| 2024 | $2,057.00 (+6.25%) | $139,370 (+2.99%) | $772,790 (-) Land $629,570 Building $143,220 |
| 2023 | $1,936.00 | $135,320 | $772,790 Land $629,570 Building $143,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · lower than 67% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Wind Wireless Fixed Wireless | 10 / 1 |
May also be available: AT&T, CenturyLink, T-Mobile, TDS Telecom, Verizon, Webformix.
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