Harris County property record for 20603 Ranch Mill Ln, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,665 sqft · built 2010 |
| Lot Size | 0.13 acres (5,671 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,100 (May 2010) |
| Tax Bill | $2,033 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-526-006-0001 |
| Primary APN | 128-526-006-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 1,665 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,671 sqft (0.13 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1285260060001 |
|---|---|
| Street Address | 20603 RANCH MILL LN |
| City | CYPRESS |
| State | TX |
| Zip | 77433-7726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 6 PINE CREEK AT CANYON LAKES WEST SEC 2 |
| Legal Subdivision | PINE CREEK AT CANYON LAKES WEST SEC 2 |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 543005 |
20603 Ranch Mill Ln is owned and occupied by an individual who bought it in May 2010.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20603 RANCH MILL LN, CYPRESS, TX 77433-7726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2010 · Amount on File |
| Deed Sale | May 12, 2010 · Amount on File |
| Deed Document Number | 2010194409 |
| Deed Book / Page | 1701 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20603 RANCH MILL LN, CYPRESS, TX 77433-7726 |
| Document Number | 0000536487 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 20603 RANCH MILL LN CYPRESS TX 774337726, CYPRESS, TX 77433-7726 |
| Document Number | 0000536487 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 536487 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 3, 2044 |
The 2025 property tax bill for 20603 Ranch Mill Ln was $2,033 with a homeowner's exemption, up 1,715.2% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,051 (-3.69%) Land $57,471 Building $214,580 | $272,051 (-3.69%) Land $57,471 Building $214,580 | |
| 2025 | $2,033.00 (+1,715.18%) Homeowner's exemption | $282,483 Land $57,471 Building $225,012 | $282,483 Land $57,471 Building $225,012 |
| 2024 | $112.00 | ||
| 2023 | $292,333 Land $57,471 Building $234,862 | $292,333 Land $57,471 Building $234,862 | |
| 2022 | $112.00 | ||
| 2020 | $129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20603 Ranch Mill Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 154 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 154 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20603 Ranch Mill Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187 |
|---|---|
| Water Source | Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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