20602 Ranch Mill Ln, Cypress, TX 77433 Property Records

Harris County property record for 20602 Ranch Mill Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 2008
Lot Size	0.134 acres (5,829 sqft)
Owner	Individual Name on Record
Last Sale	$172,200 (Sep 2018)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-526-005-0001`

Property Details

APN / Parcel Number

Primary APN	`128-526-005-0001`
Alternative APN	`0470270000011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,829 sqft (0.134 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1285260050001
Street Address	20602 RANCH MILL LN
City	CYPRESS
State	TX
Zip	77433-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 5 PINE CREEK AT CANYON LAKES WEST SEC 2
Legal Subdivision	PINE CREEK AT CANYON LAKES WEST SEC 2
Legal Block	5
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2014
Census Tract	543005

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20602 RANCH MILL LN, CYPRESS, TX 77433-7725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	2018422430
Prior Transfer Date	Jul 13, 2014
Prior Transfer Doc	0000309075
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 14, 2018
Property Address	20602 RANCH MILL LN, CYPRESS, TX 77433-7725
Document Number	0000422430
Instrument Date	Sep 13, 2018
Instrument	422430
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	FRONTIER TITLE COMPANY-WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20602 RANCH MILL LN CYPRESS TX 774337725, CYPRESS, TX 77433-7725

Mortgage

Document Number	422431
Date	Sep 14, 2018
Instrument	422431

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,642 (-3.65%) Land $57,644 Building $184,998	$242,642 (-3.65%) Land $57,644 Building $184,998
2025	$4,114.00 (+174.45%) Homeowner's exemption	$251,833 (-2.42%) Land $57,644 Building $194,189	$251,833 (-2.42%) Land $57,644 Building $194,189
2024	$1,499.00 (+14.51%)
2023		$258,091 Land $57,644 Building $200,447	$258,091 Land $57,644 Building $200,447
2022	$1,309.00 (+15.03%)
2020	$1,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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