20603 Apache Trl, Bernard, IA 52032 Property Records

Jackson County property record for 20603 Apache Trl, Bernard, IA 52032

Property Summary

Property TypeMobile Home
Details3 bd · 1 ba · 1,216 sqft · built 1990
Lot Size0.424 acres (18,450 sqft)
OwnerIndividual Name on Record
Tax Bill$476 (2026)
Flood ZoneZone X (minimal risk)
APN290519384013000

Property Details

APN / Parcel Number

Primary APN290519384013000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,216 sqft Living Area
Basement Area1,216 sqft
Unfinished Basement1,216 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleOther
Exterior MaterialVinyl
Construction TypeManufactured
Foundation TypePier/Post & Beam
Roof TypeFlat
Roof MaterialMetal
Lot Area18,450 sqft (0.424 acres)
Lot Dimensions140 ft deep x 90 ft wide
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address20603 APACHE TRL
CityBERNARD
StateIA
Zip52032-9246
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOTS 92,93 & 94 SCHWENKER'S 12TH ADD SURV 1A-233
Legal Range02E
Legal Township86N
Legal Section19
Legal SubdivisionSCHWENKER'S ADD
Legal Lot Number92-94
JurisdictionJACKSON IA
Township / Civil DivisionOTTER CREEK
Census Block Group2
Census Block2048
Census Tract950100

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3562 SANDY HOOK RD, HAZEL GREEN, WI 53811-9797
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2014
Deed SaleSep 22, 2014
Deed Document Number201417-3283
Deed Book / Page2014 / 3283
Last Transfer DateNov 3, 2023
Transfer Doc0000003080
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJackson County
Unified School DistrictMaquoketa Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476.00$55,600 (-) Land $7,300 Building $48,300$55,600 (-) Land $7,300 Building $48,300
2025$476.00 (-33.33%)$55,600 (-9.3%) Land $7,300 Building $48,300$55,600 (-9.3%) Land $7,300 Building $48,300
2024$714.00 (+84.97%)
2023$61,300 Land $7,300 Building $54,000$61,300 Land $7,300 Building $54,000
2022$386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Apache Trl

Nearby Streets

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