20401 Apache Trl, Bernard, IA 52032 Property Records

Jackson County property record for 20401 Apache Trl, Bernard, IA 52032 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1992
Square Footage960 sqft Living Area
Lot Size12,600 sqft (0.289 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$1,026.00 (2024)

Property Details

APN / Parcel Number

Primary APN290519388017000

Interior

Bedrooms1 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area960 sqft Living Area
1st Floor552 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeConcrete Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,600 sqft (0.289 acres)
Depth X Width140 ft x 90 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area520 sqft Carport
Deck Area288 sqft Deck
PorchEnclosed Porch
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address20401 APACHE TRL
CityBERNARD
StateIA
Zip52032-9247
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 59 & 60 SCHWENKERS 12TH ADD SURV 1A-233
Legal Lot Number59,60
JurisdictionJACKSON IA
Minor Civil DivisionOTTER CREEK
Census Blockgroup2
Census Block2052
Census Tract950100

Owner

Source: Jackson County records · APN 290519388017000

Assessment roll updated May 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20401 APACHE TRL, BERNARD, IA 52032-9247
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2020Deed of Trust, Mortgage · Stand Alone Refinance
DUPACO COMMUNITY CREDIT UNION
Apr 29, 2019Deed of Trust, Mortgage · Stand Alone Refinance
COMMUNITY BANK NA
Apr 30, 2024Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Nov 10, 2025Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Prior SaleAug 23, 2013 · Amount on Record
Last Transfer DateNov 10, 2025
Transfer Doc0000253338
Record RefreshedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON IA
Property Address20401 APACHE TRL, BERNARD, IA 52032-9247
Transaction TypeMortgage
Record UpdatedJan 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020887
DateMar 12, 2020
Instrument20-887
Lender
NameDUPACO COMMUNITY CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON IA
Property Address20401 APACHE TRL, BERNARD, IA 52032-9247
Transaction TypeMortgage
Record UpdatedJan 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000191146
DateApr 29, 2019
Instrument19-1146
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON IA
Property Address20401 APACHE TRL, BERNARD, IA 52032-9247
Transaction TypeMortgage
Record UpdatedJan 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000241084
DateApr 30, 2024
Instrument24-1084
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 29, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON IA
Recording DateNov 10, 2025
Property Address20401 APACHE TRL, BERNARD, IA 52032-9247
Document Number0000253338
Map ReferenceMB 1-A PG 233
Instrument DateNov 07, 2025
Instrument25-3338
Transaction TypeTransfer
Record UpdatedJan 05, 2026

Transaction

AmountAmount Recorded
Tax$8.80
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address20401 APACHE TRL, BERNARD, IA 52032-9247

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated May 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateIowa
CountyJackson County
Unified School DistrictMaquoketa Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$90,300 (-8.14%) Land $4,700 Building $85,600$90,300 (-8.14%) Land $4,700 Building $85,600
2024$1,026.00 (+16.86%)
2023$98,300 Land $4,700 Building $93,600$98,300 Land $4,700 Building $93,600
2022$878.00

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