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2060 Underwood Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2060 Underwood Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,875 sqft · built 2017
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$377,947 (Feb 2017)
Tax Bill$5,311 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN172531537400010190

Property Details

APN / Parcel Number

Primary APN172531537400010190

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,875 sqft Heated Area
Gross Area5,078 sqft
1st Floor Area2,138 sqft
Upper Floors Area1,737 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.369 acres)
Garage TypeFinished
Garage Area849 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Screened Porch
Porch Area354 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2060 UNDERWOOD AVE
CitySAINT CLOUD
StateFL
Zip34771-7777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNDERWOOD ESTATES PB 24 PG 1-4 LOT 19
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionUNDERWOOD ESTATES
Legal Tract5374
Legal Lot Number19
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1027
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2060 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7777
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2017 · Amount on Record
Deed SaleFeb 23, 2017 · Amount on Record
Prior SaleDec 14, 2015 · Amount on Record
Deed Document Number2017029602
Deed Book / Page5107 / 0192
Record UpdatedJun 8, 2026

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 23, 2017
Property Address2060 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7777
Document Number0051070192
Book / Page5107 / 0192
Map ReferenceMB24 PG1
Instrument DateFeb 17, 2017
Instrument2017029602
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 1, 2022
Title CompanyFIDELITY NATL TITLE FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,646.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2420 LAKEMONT AVE STE 450, 2420, ORLANDO, FL 32814-6165

Transferred To (Grantee/Buyer)

NameVerified Name
Address2060 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7777

Mortgage

Document Number0051070194
DateFeb 23, 2017
Instrument5107/0194
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,311.00 (+6.82%) Homeowner's exemption$372,782 (+5.99%)$464,200 (+1.73%) Land $75,000 Building $389,200
2023$4,972.00 (+3.84%) Homeowner's exemption$351,725 (+3%)$456,300 (+17.36%) Land $75,000 Building $381,300
2022$4,788.00 Homeowner's exemption$341,481$388,800 Land $65,000 Building $323,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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