Osceola County property record for 1901 Underwood Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,073 sqft · built 1982 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Dec 1998) |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Mar 2025 Transfer Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-25-31-4260-0205-0060 |
| Primary APN | 17-25-31-4260-0205-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| Gross Area | 1,488 sqft |
| 1st Floor Area | 1,073 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Dimensions | 109 ft deep x 123 ft wide |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Metal Porch |
|---|---|
| Porch Area | 376 sqft |
| Shed | 1 Shed |
| Shed Area | 99 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1901 UNDERWOOD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 205 LOTS 6 & 7 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | 4260 |
| Legal Block | 205 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 43700 |
1901 Underwood Ave is owned and occupied by an individual who acquired it in March 2025.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1901 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Mar 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 1998 · Amount on File |
| Deed Sale | Dec 18, 1998 · Amount on File |
| Deed Book / Page | 1561 / 967 |
| Last Transfer Date | Mar 18, 2025 |
| Transfer Doc | 0067561299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 18, 2025 |
| Property Address | 1901 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7612 |
| Document Number | 0067561299 |
| Book / Page | 6756 / 1299 |
| Map Reference | MB 1 PG 73 |
| Instrument Date | Mar 18, 2025 |
| Instrument | 2025034148 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1901 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7612 |
| Name | Verified Name |
|---|---|
| Address | 1901 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7612 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1901 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7612 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051160590 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 5116/0590 |
| Instrument | 2017039208 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1901 Underwood Ave was $1,498, up 8.3% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,498.00 (+8.32%) | $97,561 | $260,800 Land $65,000 Building $195,800 |
| 2024 | $1,383.00 (+2.75%) | ||
| 2023 | $1,346.00 (+6.49%) Homeowner's exemption | $92,051 (+3%) | $208,900 (+13.47%) Land $60,000 Building $148,900 |
| 2022 | $1,264.00 Homeowner's exemption | $89,370 | $184,100 Land $60,000 Building $124,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1901 Underwood Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1901 Underwood Ave is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures