206 Willow Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 206 Willow Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,181 sqft · built 1966
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2020)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
APN	`04-30-0-104-006`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-104-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,181 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	206 WILLOW DR
City	O FALLON
State	IL
Zip	62269-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK 2ND ADD LOT/SEC-94 DOC A02670682
Legal Subdivision	WESTBROOK 2ND ADD
Legal Block	104
Legal Lot Number	94
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1010
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 WILLOW DR, O FALLON, IL 62269-1075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer · FHA Mortgage US BK
Jun 12, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20202670682
Prior Transfer Date	Jul 2, 2003
Prior Transfer Doc	00A1771068
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 9, 2020
Property Address	206 WILLOW DR, O FALLON, IL 62269-1075
Document Number	00A2670682
Instrument Date	Oct 5, 2020
Instrument	2670682
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 WILLOW DR O FALLON IL 622691075, O FALLON, IL 62269-1075

Mortgage

Document Number	A2670683
Date	Oct 9, 2020
Instrument	2670683

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 12, 2017
Property Address	206 WILLOW DR, O FALLON, IL 62269-1075
Document Number	00A2539644
Instrument Date	Jun 12, 2017
Instrument	2539644
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	206 WILLOW DR O FALLON IL 622691075, O FALLON, IL 62269-1075

Mortgage

Document Number	A2539646
Date	Jun 12, 2017
Instrument	2539646

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,748.00	$52,007 (+34.34%) Land $10,098 Building $41,909	$156,021 (+34.34%) Land $30,294 Building $125,727
2022		$38,713 Land $7,517 Building $31,196	$116,139 Land $22,551 Building $93,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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