206 Westbourne Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 206 Westbourne Rd, Waterloo, IA 50701

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,636 sqft · built 1967
Lot Size	0.196 acres (8,520 sqft)
Owner	Company Name on Record
Last Sale	$266,000 (Jun 2025)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Jun 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-20-226-010`

Property Details

APN / Parcel Number

Primary APN	`8913-20-226-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,636 sqft Total Area
1st Floor Area	1,636 sqft
Basement Area	1,636 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,520 sqft (0.196 acres)
Lot Dimensions	71 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	206 WESTBOURNE RD
City	WATERLOO
State	IA
Zip	50701-1647
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WESTBOURNE TERRACE ADDITION LOT 87
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	WESTBOURNE TERRACE ADDITION
Legal Lot Number	87
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2028
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	120 7TH ST, DIKE, IA 50624-9799
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	May 3, 2016 · Amount on Record
Deed Document Number	20257570
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 2, 2025
Property Address	206 WESTBOURNE RD, WATERLOO, IA 50701-1647
Document Number	0202507570
Instrument Date	Jun 2, 2025
Instrument	2025-07570
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$424.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 7TH ST, DIKE, IA 50624-9799

Mortgage

Document Number	0202507782
Date	Jun 2, 2025
Instrument	2025-07782

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0202507782
Date	Jun 5, 2025
Instrument	2025-07782

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	141 ELDORA RD, HUDSON, IA 50643

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,148.00 (+1.27%)	$203,280 (+7.67%) Land $25,560 Building $177,720	$203,280 (+7.67%) Land $25,560 Building $177,720
2024	$4,096.00 (+29.7%)
2023		$188,800 (+31.33%) Land $25,560 Building $163,240	$188,800 (+31.33%) Land $25,560 Building $163,240
2022	$3,158.00	$143,760 Land $25,560 Building $118,200
2021			$143,760 Land $25,560 Building $118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

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