306 Westbourne Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 306 Westbourne Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,462 sqft · built 1976
Lot Size0.232 acres (10,120 sqft)
Owner2 Individual Names on File
Tax Bill$5,540 (2025)
Flood ZoneZone X (minimal risk)
APN8913-20-228-005

Property Details

APN / Parcel Number

Primary APN8913-20-228-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,462 sqft Living Area
1st Floor Area1,462 sqft
Basement Area1,462 sqft
Finished Basement900 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialWood
Lot Area10,120 sqft (0.232 acres)
Lot Dimensions88 ft deep x 115 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Deck Area352 sqft
Patio Area352 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address306 WESTBOURNE RD
CityWATERLOO
StateIA
Zip50701-1649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTBOURNE TERRACE ADDITION LOT 77
Legal Range13W
Legal Township89N
Legal Section20
Legal SubdivisionWESTBOURNE TERRACE ADDITION
Legal Lot Number77
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2031
Census Tract1503

Owner

306 Westbourne Rd is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address306 WESTBOURNE RD, WATERLOO, IA 50701-1649
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 306 Westbourne Rd was $5,540 with a homeowner's exemption, up 1.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,540.00 (+1.43%) Homeowner's exemption$296,920 Land $33,600 Building $263,320$296,920 Land $33,600 Building $263,320
2024$5,462.00
2023$275,670 (+29.82%) Land $33,600 Building $242,070$275,670 Land $33,600 Building $242,070
2022$4,468.00 Homeowner's exemption$212,350 Land $33,600 Building $178,750
2021$212,350 Land $33,600 Building $178,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Westbourne Rd in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims58 (1978–2016)
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims
  • Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Westbourne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

Nearby Properties on Westbourne Rd

Nearby Streets

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