202 W Edwards St, Payson, IL 62360 Property Records

Adams County property record for 202 W Edwards St, Payson, IL 62360

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,562 sqft)
Owner	Individual Name on Record
Tax Bill	$3,962 (2024)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180046000000`

Property Details

APN / Parcel Number

Primary APN	`180046000000`

Exterior

Lot Area	20,562 sqft (0.47 acres)

Location & Zoning

Street Address	202 W EDWARDS ST
City	PAYSON
State	IL
Zip	62360-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 ORIGINAL PAYSON S 1/2 LOTS 41 & 52
Legal Range	7W
Legal Township	3S
Legal Section	7
Legal Lot Number	52,41
Jurisdiction	ADAMS IL
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3006
Census Tract	10302

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 W EDWARDS ST, PAYSON, IL 62360-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	202 W EDWARDS ST, PAYSON, IL 62360-1062
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R09633
Date	Nov 27, 2017
Instrument	2017R-09633

Lender

Name	FARMERS BANK OF LIBERTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Payson Township
Municipality	Payson Village
Unified School District	Payson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,330 (+22.01%) Land $4,430 Building $70,900	$225,990 (+22.01%) Land $13,290 Building $212,700
2024	$3,962.00 (+13.56%)
2022		$61,740 Land $3,630 Building $58,110	$185,220 Land $10,890 Building $174,330
2021	$3,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON serves 1,386 people · EPA ID IL0010550
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Illinois Net Fixed Wireless	100 / 20